hris murray. harlie: all right. hris murray is a famous health economist and physician. now this is 20 some years ago. i was asking him, i knew he had done a ph.d. in economics by very few doctors have done, right? i said what does w.t.p. mean. i was looking at this chart. he said it means willingness to pay. i said how do you calculate that? that's related to the g.d.p. i said isn't that ability to pay. this willingness to pay problem and this ability to pay issue are major issues for modern medicine. i mean, if you have a deliverable that is effective, a treatment, say, and there you are, you're in a setting where there are ten people with the illness and only one or two can pay for it. imagine how you feel if you've developed that therapy as a scientist or if you're a doctor or a nurse trying to deliver. it's a lousy feeling. we need better systems for protection again i want to go back to boston april 15. nobody who took at the emergency rooms who took those people injured in the bomb blast is going to say, you know, what's your health insurance plan? is this person.