you can take hsas from job to job.hey are yours to take as you please. >> get out the spreadsheet and the calculator and calculate all those savings. i understand there's good news for retirees? talk about this. >> for the first time in three years the irs said you can save more money if you are a participant in a 401(k) or the federal government thrift savings plan. you can make a maximum contribution of $18,500 next year, and this will have contributions 50 or older, $6000. they do not include your employer matching. this is with traditional and roth ira plans being the same, capped at 5500. if you use an ira in addition to the workplace plan, the range increases and so does the use of a roth. i just said a lot of stuff. for more about open enrollment 2018, go to jail on money.com. >> save, divest and diversify. thank you for your advice. >>> people forced to leave everything behind. a new place to find the essentials. >>> sexual harassment and abuse in the home of the state capitol. coming up, the plan to stop it. d

expand their use, allow hsas for employee choices. all reasonable choices a lot already a part of obamacare. that's the type of additional elements we need to get this passed in the house and then i think we can fund these reductions. that's pretty much what the president signaled as well earlier today. >> i was just going to say. if you don't get the president's support or if alexander/murray doesn't get the president's support or you don't, it doesn't pass the house? do you agree? this is about winning the president's support if we have a snowball's chance in the house? >> we need the president and also we need republicans in the house. and conservative republicans in the house. so again, for so long the rhetoric has been, this is bailing out insurance companies. democrats really did a good job of protecting insurance companies either way. they'll get bailed out either way. that reality i don't think is really sunk into the consciousness of every member. we need to get that reality out and need more than what lamar alexander and pat

tax why we should keep more of our money, should be able to save more of it put more of it into an hsa, why we could do better things with our money than the government can i guarantee you price is in the rear view mirror. >> dagen: jonas? >> jonas: about earning your right on to a corporate jet not conning your way on to it like half of a government can. >> dagen: thank you guys and gals cavuto on business about 20 minutes from now neil what have you got? >> neil: dagen well democrats worry the republicans tax plan will increase the deficit. they didn't seem too concerned about that under president obama and with puerto rico realing from maria, some are already trying to make this president trump's katrina but not the governor of puerto rico. weird. find out what he told me we'll see you at the bottom of the hour. >> dagen: thanks, neil we can't wait but up here first, what are players going to be doing during the anthem tomorrow? someone here says the answer lie s in t bears. >> dagen: they were standing on thursday but what about tomorrow someone here says nfl players taking a knee

where there is a prevention exemption for hsa's that is only on the primary. the will to be a better place if we expand the definition to allow secondary prevention to be treated for prevention for the purposes of hsa's and other types of things like that. >> dave, this is a question from for you from todd at one of the federal agencies. please address challenges to convince pcp's who are caring for patient's multiple payers to transport to your model. how do you coordinate, get the practice,o your best when while you are a large portion of their business, you are not the only payer they are dealing with. david: we initially thought we would force this issue on our pcp's because we did not know if they would adopt on their own. as you saw from the report that i gave, we were well over 90%, so we never had to get to that point. they are willingly adopting, and they are doing so for a variety of reasons, but one, there can better data, which allows them to be more accurate and efficient at the point of service that they have historically been frustrated with. al

they also want to expand hsa, pretax dollars for health care which is great for them and expanding short-termate college you are able to have short-term insurance that is less regulated and more affordable. heather: all of that combined means lower costs. in theory it should. this is temporary. >> this is a stopgap but the biggest thing came after the executive order was signed. heather: you mentioned problems democrats have with that and this would happen on subsidies which we knew was another promise donald trump said he would do. this is sabotage and will be what causes obamacare to fail. >> whatever rhetoric, he is being active, taking action against the affordable care act cutting off cost-sharing reductions or the insurance bailout. quick unraveling of the affordable care act. people won't, the insurance companies are going to be pulling out, raising premiums and you will have fewer people insured because they can't afford it or their won't be any claims available to them. this will make congress come together. they have to put together a bipartisan plan. heather: a strategic move to ho

bank i think it's overlooked by a lot of investors that aetna owns the fifth largest hsa bank that is incredibly important in understanding where people are on their balances and predicting how they will utilize hemalth care so integrated firm would be able to understand where people's finances are, what their drug use is and aetna is making a huge push on the artificial intelligence >> so lots of data >> what kind of leverage does a deal like this give a cvs/aetna over drug makers some thinking as my lights go out here, excuse me, something think that there could in fact be some agreements where tlel not pay for drugs until they there is proof that the drugs work what kind of leverage does this give in terms of bargaining power? >> yeah, so right now aetna is cvs' largest customer, but aetna handles the formulary. so they decide what drugs are lower tier so i think that dynamic would change that much as well as their market share since cvs already serves aetna, it wouldn't really change the fact that cvs once anthem comes on board has good 35% share of the retail market. >> people ar

make hsas more usable as well. so there are a number of things i would agree to.unding csr for days. since may. if people want do a deal they will have to come through a republican house and senate. i've been talking to house members to get what we would require to fund what we've all believe are collapsing markets under obamacare. >> you just got back from puerto rico, part of a bipartisan group of five senators, six members of the house traveled to the u.s. commonwealth saturday, 36 people dead as a result of the storm, 44% of puerto ricans still without water, 88% not on the electrical grid. from what you saw on the ground, do you agree people who are complaining are there just "politically motivated ingrates?" >> no, this is a massive hurricane, three in a row. i was relieved to see the devastation, it wasn't what i was expecting. i had seen pictures of st. martin, it gets described that way, more than 70% of grocery stores and gasoline stations are open. there's no rationing in terms of gasoline. i saw all kinds of cars on the road. you got 34% of the roads o

>> tommy mcfly from 94.7 fresh fm i here he hsas ralpand as a doctor, nobody ever asked if i'm a democrat or republican. they just want my help. so if donald trump is helping virginia i'll work with him. but donald trump proposed cutting virginia's school funding, rolling back our clean air and water protections, and taking away health care from thousands of virginians. as a candidate for governor, i sponsored this ad because i've stood up to donald trump on all of it. ed gillespie refuses to stand up to him at all. and we may not know much about medicine, but we know a lot about drama. we also know that you can avoid drama by getting an annual check-up. so go, know, and take control of your health. it could save your life. cigna. together, all the way. >> announcer: you're watching news 4 at 4:00. >> you already know october is breast cancer awareness month. importance of this month and this cause by painting soccer field lines pink. the field lines, chopper 4 flew over the fields at kevin john in rockville and maple woodal that vista park in bethesda. you can take a look there. p

those plans are usually paired with something called a health savings account, hsa, that allows to youx money to pay for un reimbursed mel call and healthcare costs, if you're generally healthy, and you want to save for future healthcare expenses, i really like this, attractive choice, and you can bring it from job to job. >> also, jill, some good news for retirement savers. tell us about that. >> well, first of all, we now know as of yesterday, the president said that we're going to be able to put monday any our retirement plans, whatever you heard over the weekends, kinds of want to ignore it for now. but also, the irs recently announced for the first time in three years, workers can save more money. participants in most 401k's, 403b's, a 57 and savings plans , well, you can make an extra 500-dollar contribution, maxing out at $18,500 for next year. no change in catch up contribution if you're -- do not include your employer matches. unfortunately, you work from yourself or putting money away in a traditional ira, or rothi ra that's still $5,500, the only good news, if you have a wor

tom petty hsa died. spin‘s king is addressing the situation about catalonia. —— spain's.trying to get that to they are responsible and can even put at risk the economy of catalonia and spain. all this means they have attempted to go after the historical institutions of spain and catalonia. ina clear, institutions of spain and catalonia. in a clear, definitive way, put themselves outside the rule of law and democracy. tried to break the unity of spain and national sovereignty, the right of all the spanish people to decide democratically life together. in view of this extremely serious situation, this requires commitment from everybody. it is the responsibility of the legitimate powers of the state to make sure legitimate law is abided by. the rule of law and the self of catalonia, based on statutes of autonomy, i want to also today get several messages to the spanish people but particularly the catalu nya people but particularly the catalunya is. people but particularly the catalu nya is. the people but particularly the catalunya is. the citizen of catalonia, i want to rep

if we expanded to allow secondary prevention to be treated as prevention for the purposes of hsas and other types of things like that. >> this is a question for you from todd at one of the federal agencies. caring for patients and multiple payers to transform to your models. how do you get the pcps to do your best practices when -- why you're large portion of their business you're not the only payer that they are dealing with. >> well, it's interesting. we initially thought that we would force this issue on our pcps because we wouldn't know. as you saw from the report that i gave we're at well over 90%. we never had to get to that point. doing so for a variety of reasons but one they are getting better data that allows them to be more accurate and efficient at the point of service that they historically have been frustrated with. if they should improvement in the quality stores and health scores. i don't think i mentioned it but for those performing at the top end of those quality scores, those pcps. they are reimbursements go up by 10% in 2017. we'll go to 20% next year. it's a prett

folks who put in a little bit of money got more in the hsa and seemed to modify behavior. is that what you're thinking along those lines? >> i was thinking along those lines and others ways of doing that and that works. >> what about obesity. cigarette smoking seems almost les tractable than obesity more intractable it seems. >> one is a culture program and multiple programs so one program doesn't work for everyone. we have in fact 10 weight management programs at the cleveland clinic that are 62% of participants have the choice of participating in and weight watchers may work for a group and kerr may work for a group and when you get 10 programs together you can find programs that people can adopt and in buddy systems and in groups, if you will, participate and succeed. >> this might be a program employed by the medicaid managed care program. >> exactly. >> to lower the overall cost burden. >> exactly. >> thank you. i yield back. >> thank you, senator cassidy. senator, bennett. >> thank you, mr. chairman. i'd like to start by thanking you and the ranking member for your w

folks who put in a little bit of money got a lot more in their hsa and seemed to modify their behavior. is that what you're thinking about? >> there are other ways of doing that as well but that works. >> what about things such as obesi obesi obesity? >> one of the things is again a culture program and multiple programs so one program doesn't work for everyone. we have in fact ten weight management programs at the cleveland clinic that are 62% of participants have the choice of participating in and weight watchers may work for a group and curves may work for a group and our own e coaching program works for a group but when you get ten programs together you can find programs that people can adopt and in groups if you will participate and succeed. >> this might be a program by the managed care program to lower their overall cost burden? >> exactly. >> thank you. i yield back. >> thank you, chairman. i'd like to start by thanking you and the ranking member for your work, your bipartisan effort to fix the system that we have. on behalf of the people in colorado who have been waiting foreve

>> all that stuff is covered in your hsa or hra, if you work for an employer that -- that's where you can get that done. some employers offer yoga. we now have a program called the healthy cities and counties challenge across america. we have 50 cities competing. we just launched a site today, healthycities.org to track them over the years working on violence in cities like kansas city, urban farming in places like new york. started 5,539 urban farms in the last two years in communities where there are food deserts. meals on wheels found this week their 2 million volunteers will give us feedback on the homes of seniors they go to if the seniors' attitudes rain shower circumstances have changed so we can intervene at the home to help them because food insecurity and isolation leads to higher dementia, higher depression, higher diabetes and higher incidents of alzheimer's. we're crowdsourcing social determinants of health. put 2g million people into homes, give us the information and we'll act on it. >> i know a lot of folks who would be -- i might say concerned if they heard their insu

>> all that stuff is covered in your hsa o hra if you work for an employer -- that's where you can get that done. some employers offer yoga. we now have a program called the healthy cities and counties challenge across america. we have 50 cities competing. we just launched a site today, healt healthycities.org the track them over tw years working on violence in cities like kansas city, urban farming in places like new york, started 5,539 urban farms in the last two years in community where is there are food deserts. we -- meals on wheels nouned this week their 2 million volunteers will give us feedback on the homes of seniors they go to if the seniors' attitudes or circumstances have changed to we can intervene at the home to help them because food insecurity and isolation leads to higher dementia, higher depression, higher diabetes and higher incidents of alzheimer's. we're crowdsourcing social determinants of health. put 2g million people into homes, give us the information and we'll act on it. >> i know a lot of folks who would be i might say concerned if they heard their insurer wa

that same money, and allow people to buy private insurance, even high deductibles, even seed money for hsa that and medicaid, the vulnerable people in society actually get access to the same medical care that you and everyone in congress uses. stuart: i think he was addressing your point, herb. >> well, i think it's exactly right. one of the things that you want to do is encourage individual choice. this kind of transition from the public sector to the private sector is exactly the way to go. that's the way to reform medicaid. stuart: i'm very interested in the idea of reversing course. for the last eight years, we've been on the steady path towards more and more government care. socialized medicine. i got the feeling that that announcement from the president just a few minutes ago was a reversal of course. a reversal of direction. i want to go around the table here. don't have much time left. scott atlas, am i right? a reversal of direction? >> absolutely. and it's critical not only to reverse the direction from this idea of socialized medicine but for people to understand that socialized