hsu, mr. gruenberg, do you all agree that language can be a barrier to assessing financial services? >> yes. >> yes. would you all agree that, for example, home mortgage loans and small business lending could increase in hispanic communities if banks provided more documents and in person services in spanish? >> yes. >> yes. >> yes. sen. menendez: so i hope you'll all consider seriously in your services, test and evaluation of the bank's ability to serve those with limited english proficiency. in august i joined chairman brown and 17 of our colleagues in a comment letter urging you to include this in your final rule, incentivizing banks to offer more services and for example, spanish will increase bank's ability to diversify their staffs, something the bank still often fail to do with a $1.8 trillion domestic marketplace. this would make a lot of sense for the banks as well as for the community and they take their deposits. they should be also willing to work with them. finally, vice chair bar,

hsu. mr. hsu: so i think the greatest risk is the risk of complacency. the risks that they are facing in the bank industry are fairly well known at this point. interest rate risk, credit risk operational i.t. risk cyber risk. the risk that banks are facing is that they are not paying sufficient attention and vigilance to that as we deal with other more headline risk such as crypto. there are some tail risks that are also out there that we need to pay attention to global uh geopolitical and in the commodity space non bank financials. these are also well known and have been identified by the f sock and other, so just encourage banks and supervisors to stay on top of those. thank you. mr. barr: thank you. like the others were paying careful attention to the way in which supervised institutions are managing liquidity risk and interest rate risk. cybersecurity is always an issue to be watchful for. we're worried about making sure that financial institutions are, are thinking about potential risks if the economy softened. so, particularly as others have said i

hsu and then mr. barr. so if you would answer each of you take a moment or so and answer those questions. >> certainly. generally, i see four risks coming down the line. first is interest rate risk for the institution. it fell second and liquidity risk. the third is cybersecurity risk, and that we're watching on the horizon would be credit risk that happens particularly as unemployment rises. there is a correlation in the numbers that shows that as unemployment rates go up we often seen increasing charge-offs and default if that's something we will be watching very closely moving forward. >> thank you. mr. gruenberg. >> thank you, mr. chairman. i think, i think first and foremost as i outlined in my oral statement, i do think we are at an inflection point mccue in the economy with the fed having shifted the conduct of monetary policy, , and we have a rising interest rate environment. at a do think that presents a number of potential downside risks to the banking system that it outlined earlier. i think our

commissioner hsu? >> yes. >> commissioner motamedi? >> yes. >> commissioner sanchez? >> yes. >> commissioner weisman weissman-ward. >> yes. >> president lam? >> yes. >> 7 ayes. >> thank you. >> review of agenda item this evening, i'm moving cat xwoery j discussion item no. one, update on superintendent 117-day entry plan to item g. we have superintendent reports and the empower report from a and m and i'd like to call on dr. wayne. >> thank you, board president lam. good evening, everybody. this is my superintendent's report. and as i shared at the previous board meeting, recognizing the crisis we're in with empower and needing an intervention that i committed to providing an update as part of my report for each meeting so i'm going to start with an update on our empower intervention and if you go to the second slide. >> >> as we're working to resolve issues on the back-end, the frustrating issues is how we engage with our employees and i hear daily and received e-mails about the fact that people have

we have clothing stores to gallerys, to personal service stores, where you can get your hsus repairede repaired. there's a music studio across the street. it's raily a diverse and unique offering on this really great street. i think san franciscans should shop local as much as they can because they can discover things that they may not be familiar with. again, the marketplace is changing, and, you know, you look at a screen, and you click a mouse, and you order something, and it shows up, but to have a tangible experience, to be able to come in to taste things, to see things, to smell things, all those things, it's very important that you do so. >> hello, i'm shanna with the league of women's voters of san francisco. along with the league and sfgov tv, i'm here to discuss proposition j, a ballot measure which will be before the voters on tuesday, november 8th. currently, the city has closed certain public streets to private motor vehicles, reserving the streets as open space for recreational purposes. es

we have clothing stores to gallerys, to personal service stores, where you can get your hsus repaired, luggage repaired. there's a music studio across the street. it's raily a diverse and unique offering on this really great street. i think san franciscans should shop local as much as they can because they can discover things that they may not be familiar with. again, the marketplace is changing, and, you know, you look at a screen, and you click a mouse, and you order something, and it shows up, but to have a tangible experience, to be able to come in to taste things, to see things, to smell things, all those things, it's very important that you do so. >> tell her zee a quorum. she will call back in. >> all right. >> thank you very much. good morning. i call the san francisco d. disability and aging service commission meeting of wednesday, november 2, 2022 to order i'm the commission president martha nuts then is prosecute visions of the brown act and executive orders issued by the

. >> commissioner hsu. >> here. >> commissioner sanchez? >> here

lillie hsu in a murder for hire plot. her boyfriend was also arrested but died by suicide in jail. documents show that prior to their death, they changed their accounts, during today's hearing, they pled not guilty. his next hearing was scheduled for december 13. in east oakland, police were investigating a shooting that happened just before noon on international boulevard near 30th ave where officers arrived, they found one victim. that person was taken to the hospital and is listed in stable condition. officers could be seen walking around this food truck. delivered another suspect was shot but fled the scene before they got there. >> in san francisco, it was almost one year ago when the city suffered one of its most embarrassing and disgusting moments. that is where union square officers were here. leah melendez explains why it may be the safest place in the city. >> sure, union square has picturesque views and the number of attractions worthy of visiting but convincing people that it is safe has been a challenging task for the city. >> i know that oftentimes there are a number

lillie hsu. in oakland, he is accused of conspiring with her boyfriend. court documents reveal that he was a trustee for her estate, worth $14 million. he admitted that he stood to receive about $1 million from her life insurance policies. he killed himself last week, while in custody. cell phone records show the two began talking in july, one month for the deadly shooting. >>> job openings in the u.s. rose unexpectedly in september despite the best efforts of the federal reserve. researchers suggest the labor market is not lining up with the feds expectations. they do believe job openings would drop below 10 million. the labor department estimated that job vacancies rose from 10.2 million in august to 10.7 million in september. >>> are you feeling lucky? buy yourself a powerball ticket, the grand prize has grown to $1.2 billion. this is the second largest powerball jackpot ever. it is the largest in more than 6 years. the popular cash option payout is nearly $600 million before taxes. the odds to win the powerball are wanted 290 million. >> wrap your hea

lillie hsu in a murder for hire plot. her boyfriend was also arrested but died by suicide in jail. documents show prior to her death, she changed her accounts and estate worth up to $14 billion into his name. he is due back in court in about a month. >> covid, cool, flew, there is a lot that concerns your health this winter. it is going to be the third holiday season we have had to deal with covid but this time it is different. the rules have changed. as leslie brinkley tells us, it is time to stock up on free test kits. this november, there is sunshine and fall foliage and the threat of covid. >> what is really different about this holiday season from the last two during covid is the responsibility is much more on us as individuals. we don't have the rules passed down by the government. >> they have already got 40 people hospitalized this week with covid. they are starting to distribute free test kits by mail, so far, the first county in the bay area to do so. >> the test kits are available now, people can go online or call our 800 number and request up to four test kits. each has

hsu later apologized. we learned that most of the ballots found dumped along highway 17 in santa clara county will be counted after all. 36 ballots in all were discovered along the highway last friday. most were in good enough shape that they are going to be included in the midterm results. the ballots went missing, though, while they were in possessiont of the postal service. so there's an investigation on that and to find out how that came to be. 31 of the ballots could be verified. 4 had open envelopes. one ballot had a signature that didn't match the one on file. the voters who are affected have all been notified. >> 10 and we're expecting maybe within the hour to hear from house speaker nancy pelosi, nancy pelosi, about her future. she's going to address colleagues in the house of representatives after the democrats just narrowly lost control of the house. pelosi might decide whether she wants to seek another term as the democratic leader or there's been questions about whether she wants to step down

hsu died back on august. 21st. that's when police say base and shot her during a staged robbery in oakland's little saigon neighborhood. he's scheduled to be in court at 9 o'clock this morning. >> in the south bay, the san jose police officers union is calling for an investigation after several calls for service. they say went unanswered. over the weekend, the president of the union, sean pritchard, says there were calls coming in from residents and businesses that want to help. but there were no officers available. and he says one of those on answers calls resulted in a homicide. he says that there is a mutual aid system for this exact reason and it should have been used for reinforcement but wasn't. and now he is blaming city leaders for the delay in the police response. >> some city leaders, including the mayor keep telling residents that staffing is fine. the vacancy rate is low. so all is well. those leadership tell that to the family of the homicide victim who we did almost 2 hours for a police response. >> t

hsu did, however, later, apologize for that. we learned that most of the ballots found dumped near highway 17 will be counted in santa clara counties. official total 36 ballots were found along a highway last friday. most of them in good shape. good enough. anyway, to be counted in the midterm results, the ballots went missing while they were in the possession of the u.s. postal service. so there's an investigation on that front to figure out how that how it happened. 31 of the ballots, we're able to be verified. 4 had open envelopes and one ballot had a signature that did not match the one on file. the voters who are affected of all been notified. >> republicans are now projected to win control of the house of representatives, ending the democrats full control in both houses of congress. the associated press projects republicans have won their 218 seat. the final results may not be known for some time, but this shift in power will take effect in january. and that will complicate president biden's agenda as republicans in the ho

he told police he hired basin to kill hsu according to prosecutors because she was worth millions and he stood to inherit it all. prosecutors say basin pulled up alongside the vehicle. she is in shoe were riding in as they write errands, they say base and got out and killed shoe. basin is facing murder charges. she had took his own life while in police custody before charges could be filed against him. authorities still trying to find a motive behind the shooting that killed 3 university of virginia football players over the weekend. >> the suspect's father speaking out today saying that his son told him he was being picked on former uva football player christopher jones is accused of killing depp in chandler bill davis junior and shawn perry after they returned from a field trip late sunday. jones's father says that he last talked to his son about a month ago and he says his son told him someone was giving him a hard time, but that he was upbeat and doing well. uva as head football coach speaking out about the shooting at a news conference today. >> feels like it's. a nightmare to be

hsu died back on august. 21st win. she was shot in oakland's little saigon neighborhood. police say bison is the person who shot her they have charged him with murder and he is expected to be arraigned in court tomorrow. meanwhile, cha that took his own life while in police custody on friday. that's according to police before charges could be filed against him. oakland police responded to several shootings on friday night. one of them deadly. police say the first shooting broke out about 8.45 friday night on international boulevard. a man and a woman were shot. the man who police have identified as 25 year-old pablo garcia junior was killed. the woman hospitalized in stable condition tonight. about 15 minutes later, 2 more oakland residents were shot on 42nd avenue. police say another man and woman were shot. >> after apparently interrupting a catalytic converter theft. they were both hospitalized in stable condition and then around midnight, another person was shot on international boulevard. they were also will hospitalized in stable condition. police did not say whethe

spending got an exclusive interview with the ceo of kimberly black, mike the ceo of kimberly black, mike hsu. this thing, it's making me get an ice bath again. what do you mean? these straps are mind-blowing! they collect hundreds of data points like hrv and rem sleep, we'll be a fund that gives me access to... nasdaq 100 innovations like... wearable training optimization tech. uh, how long are you... i'm done. with the dow up 450. dad, we got this. we got this. we got this. we got this. we got this. yay! we got this. we got this! life is for living. we got this! let's partner for all of it. edward jones >>> republicans have a 70% chance of ripping the senate according to predict it, a big jump from two months ago when the odds offered around 30%. if that holds, how should you be positioning your portfolio for divided government and potential gridlock let bring in scott kroner in wells fargo and michael pulisi great to have you both here. are you telling your clients to do anything different given how the odds have changed about republicans taking more control certainly the house and potenti

and spencer hsu from the "washington post" had relentlessly reported on these men's odysseys through the legal system. and a lot of pressure started to bear on the department of justice and the fbi, and to their credit, to their credit they honored the duty to correct. they can go since it okay we need to do a case audit. we need to find if there are other victims of this type of junk science out there locked away. and it was, the largest forensic scandal in our nation's history nothing like that it ever happened. there are a couple of audits of comparative analysis and some bad apples but nothing like this it happen. >> because prosecutors have special duty. unlike defense, unlike any other attorney who is out there, prosecutors have duty to justice, a duty to not convict innocent people, a duty to not bring tainted evidence, a duty to try to not use evidence that violates the constitution. so we can't just like go for the win. we have to be also gatekeepers for the evidence that is used. and i think that people like chris and the innocence project you do a great job of holding all

hsu died back on august. 21st when police say base and shot her during a staged robbery in oakland's little saigon neighborhood. he's scheduled to be in court at 9 o'clock this morning. >> in the south bay, the san jose police officers union is calling for an investigation after they say several calls for help were not answered over the weekend. the president of the union, sean pritchard, says there were incoming calls from businesses and residents asking for help. but there were no officers available. and he says one of those unanswered calls resulted in a homicide. he says that they have a mutual aid system for this exact reason and it should have been used to call in reinforcement. and now he blames city leaders for the delay and police response. >> some city leaders, including the mayor keep telling residents that staffing is fine. the vacancy rate is low. so all is well. those leadership tell that to the family of the homicide victim who we did almost 2 hours for a police response. >> i hand the city's manager's office says the process for requesting to standard takes place betw

hsu died back on august. 21st when police say basin shot her during a staged robbery in oakland's little saigon neighborhood. he's scheduled to be in court at 9 o'clock this morning. >> in the south bay, the san jose police officers union is calling for an investigation in to the police because they say several calls when an answered over the weekend because they couldn't keep up the president of the union, sean pritchard says that there were calls coming in from residents and businesses who wanted help. but officers couldn't it. they weren't available. and one of those unanswered calls, he said ended in a homicide. pritchard says that they have a mutual aid system for this very reason. and then it should have been used to call in reinforcements and how he blames city leaders for the delay in the police response. >> some city leaders, including the mayor keep telling residents that staffing is fine. the vacancy rate is low. so all is well. those leadership tell that to the family of the homicide victim who we did almost 2 hours for a police response. >> so here's the police officers unio

hsu later apologized. >> happening today, house speaker nancy pelosi is expected to discuss her futurewith colleagues in the house of representatives. this after we have told that the democrats narrowly lost control of the house. so what is pelosi going to decide to seek another term as democratic leader or otherwise? a lot of people have been wondering how it will weigh on her decision. her husband's condition after he was hit by a man. what a hammer and broke into their home in san francisco. pelosi was first elected in 1987 and she is the only woman to ever serve as speaker of the house. in the east bay contra costa county fire officials say the heightened fire season is over. yeah. thankfully, firefighters say the recent rains. >> sure help bring down that danger level. kron four's camila barco following the story for us live in lafayette. good morning. camila. >> good morning, guys. yeah, that rain was tremendous help to put things into perspective at the height of fire season contra costa county fire had to use several engines when responding to wildfires, but now they'll be usin

hsu died back on august, 21st when she was shot in oakland's little saigon neighborhood. here's video from that scene. police say basin is a person who shot her. they have charged him with murder basin is expected to be arraigned in court tomorrow. meanwhile, jaw took his own life while in police custody on friday. according to police before charges could be filed against him in the south bay. the san jose police officers union is calling for an investigation. >> the union says several calls for service went unanswered over the weekend. and the president of the union says one of those calls resulted in a homicide kron four's haaziq madyun has the story. >> these are all 9-1-1, calls coming in from various businesses and residents asking for help. pleading for help. yet there was none. not one sounds the officer available to respond to that call for help sounds apd failed. people died and we need to do y. >> it was a busy weekend for san jose police officers responding to violent calls throughout the city. you're looking at a san jose police log. >> showing multiple unansw

lacoata from standing rock hsu a member of the lbgtq+ and speaks out for gay right. last year rodney part of the quilt ceremony createed honor native and hawaiians lost to aids the purpose of the event to increase aware ness and encourage to get tested for hi vushgs and reduce the stigma around prevention and treatment. in addition to his work to the lbgtq+ community does heeling work and spiritual leader at the native american health center this provides health services to the california bay area native populations and other under served populations in the became theel health center is celebrating the 50th this year. road no is life in the his community. known for anything above and beyond to check in on the physical and mental health of others. does wellness checks for members. and during the covid pandemic checked with isolated elders the am busy dover with the american indian cultural district and spent covied looking at services to give to the community throughout cultural news letter. the point person for american upon upon indian food box delivery program. del