>> look for ht tp. that way any payment trying to collect if it has been fraudulently obtained. and most businesses will not encourage you to pay by wire transfer or prepaid debit card.card. the more a business can do to show they are working to protect your information or promote through paypal give the customer another reason to keep going. today people are starting to be a little more savvy. they may not get down your postcard that they are looking to say this is a good company. >> it's how they express that out to everyone. >> pass the conscience. >> one of the top things that we still see. it doesn't matter. if they engage in wire transfers for the beautiful vulnerability where we see cases come out. >> elected january or february also from a small business perspective to have discussions on staff training and with your bank. the mother vulnerabilities and experiences in cyber protection. it's a hectic season. you want to be as diligent as possible. but also start thinking about january and february. looking inward and talking to others. not everything is in your immediate