the valley's information, communication, and technology firms, they call it ict around here for shorted to grow 15% during the next two years. and that does mean jobs and money. 60% of the ict firms in this area of the country plan to keep hiring through the summer of 2012 despite the dysfunction in the american economy. they invest in education and entrepreneurs here. those are high quality, high paying jobs at that. the average salary, look at that. $182,000. as we talked about with our guests at the beginning of the show, silicon valley's success is not limited to here. it is replicable across the country. >> our country is full of cradles of innovation. silicon valley is only one example. no matter where you look barriers are keeping these cradles from flourishing. just look at our energy, health, and education sectors. we're in desperate need of energy efficiency. where do we stand now? twle comes to stationary power generation efficiency at 34%. we need a health industry that develops health not just treats sickness. and we need an education system that encourages experimentatio

it is in the ict. that is for emergency radio communications. part of the coit request was to fund the public service, a voice radio commissions system, so this would be more of the non- emergency services, departments like parking and traffic, public works, public utilities commission, those departments. that was a request last fiscal year. that did not get approved. and as part of the process, we did identify the bay web system, the project we're talking about today, as a future need and sending we would be collaborating with the departments on in the years to come. we are collaborating across all the departments. at this point, the 800 mhz radio replaced the project has been identified as a priority in through the process to be funded. it is not funded yet. the public service voice radio system has been requested through coit but is not funded at this time. the bay web system was presented to members of coit, and we do have the funding from this federal grant. supervisor kim: is it possible the park and rec and mta could utilize the bay web s

>>> coming up, we take our ict sories e wthicse t sories w expect in the year 2012. >>> welcome. i'm bob abernethy. it's good to have you with us. our panel of top reporters looks to the year 2012, and the top religion and ethics stories they see ahead. kim lawton is managing editor of "religion and ethics newsweekly." kevin eckstrom is the editor-in-chief of religion news service. and e.j. dionne is a senior fellow at the brookings institution, a columnist for the washington post, and a professor at georgetown university. welcome to you all, and happy new year. >> happy new year. >> e.j., the iowa caucuses take place in just a few days. what do you see there and what is the role of religious conservatives in the republican campaign? >> well, in the iowa republican caucuses religious conservatives always play an important role. and what's been striking for most of this campaign is how fragmented they've been. there's been a real argument among them about who the better candidate is. there's no national champion as we talked about last week, mike huckabee, four years ago really em

increasingly see the country divided rich versus poor. 66% of americans now say they see a strong con#ictbout this is assistant democratic leader james claiborne and political analyst mr. cline. thank you for joining us. the new poll shows people across demographic lines increasingly see this class conflict if you will. the numbers are up for whites, blacks, and hispanics. the percentage of whites who say this the there is a strong class conflict that is jumped 22 points since 2009. what do you make of the causeth? >> well, i think that the tax policies that we have operated under over the past few years, ever since we had the so-called bush tax cuts, people began to see that there was something untorrid about the way those tax impacted certain groups in our society. we had a geo study that i brought up and tried to discuss every chance i got during the so-called super committee where it said that the lower 20 percentile in our society or the last 28 years have seen an increase of only 16% in their household incomes. when the upper 20% saw a 65% increase in their household income and that

breathe, i hope and it is with great faith in those words, the words chosen by our forefathers that ict tonight that the state of our state is surging. when this administration came into office over a year ago, with unemployment in double digits and growing, our focus is on the singular, jobs. the reason is fairly simple. if you get a person a job, take care of a family. and we have a lot of families to take turbaned south carolina. the good news is your name my pledge to each evening before me tonight and more importantly to have for the 4.6 million south carolina and outside of this fault is that i will not rest until we create a climate in which every citizen of this state who wants a job has a job. [applause] we have grown and expanded our south carolina family atmosphere, welcoming some wonderful new partners. and after all is said and done, due to the time, cooperation throughout branches in all levels of government they can and should be spread eons the economic development arena, we were able to celebrate $5 million of investment in south carolina and the recruitment of almost 2

breathe, i hope and it is with great faith in those words, the words chosen by our forefathers that ict tonight that the state of our state is surging. when this administration came into office over a year ago, with unemployment in double digits and growing, our focus is on the singular, jobs. the reason is fairly simple. if you get a person a job, take care of a family. and we have a lot of families to take turbaned south carolina. the good news is your name my pledge to each evening before me tonight and more importantly to have for the 4.6 million south carolina and outside of this fault is that i will not rest until we create a climate in which every citizen of this state who wants a job has a job. [applause] we have grown and expanded our south carolina family atmosphere, welcoming some wonderful new partners. and after all is said and done, due to the time, cooperation throughout branches in all levels of government they can and should be spread eons the economic development arena, we were able to celebrate $5 million of investment in south carolina and the recruitment of almost 2

which in many ways instead of creating predictability out of the consumer market and out of predict ict out of the consumer market there will be challenges i predict many will rise to the level of the highest court in the land. so it's an interesting place that you find yourself, again, not of your choosing. let me ask you this, moving on to policies -- risk-based pricing is something that's been very much a part of our financial system. those people who pay late pay more and those people who pay on time typically get credit at lesser rates. we had conversations with someone who was going to be potentially in your position prior to moving on to senate races and those kinds of things and it appeared to us that they didn't really believe in risk-based pricing. i was wondering if you could really clearly state to us when people pay late, when they have a lesser credit do they pay more for credit? is that a concept you are going to reinforce in the consumer agency? >> senator, i believe that's the way the market works. i mean, when you price a product you have to take into account costs. on