ienl david shuster in for ali velshi and this is "real money". >> this is "real money" and you are the most important part of the show so join our live conversation for the next half hour @aj realmoney. >>> in december consumer confidence surged close to where it stood before the government shownd in october. that episode of washington dysfunction helped to drop the conversation board's low in november. consumer spending accounts for two-thirds of the u.s. economic growth. in addition to a stronger job market and an incredible year for stocks many americans are feeling more confident and wealthier because of the rebound in home values. home prices for 20 cities tracked by the s&p case shiller index jumped compared to the year earlier. that's the biggest jump in eight years. that's a cautionary note. cooling off just a bit. prices rose just 2/10th of a percent. s&p's david blitzer said, we are living on borrowed time and the boom is fading. the question is kment where does the real estate market go from here? zillow forecast that u.s. home prices will increase 3% in 2014. to put that in