i want to bring in today's agenda panel, maria teresa kumar, igor volsky and bill scher. to have you here. igor, i start with you because you put up a comparison of all those "you can keep it" bills and this is confusing for the american people. the "new york post's" front page calling this a disaster. aren't they undermining the entirety of the aca? >> well, i think it's difficult to argue on one hand, has democrats do, that you want people to move into more comprehensive policies that will be there for them if they get sick and then on the other hand to be offering these proposals that keep people in subprime policies that they have argued all along, democrats have, don't work. so they're trying to fix a problem that can't really be fixed. if the goal of the entire law is to move people towards comprehensive policy, and that's why they're running into these problems. it's a political issue that they're trying to solve, but the policy here really isn't very good. >> so then this morning we have former vermont governor howard dean telling "morning joe" about a plan that w

michael tomasky, zerlina maxwell and igor volsky. today's agenda panel, thank you.ou can find more from our agenda panel on our website, thomasroberts.msnbc.com. speaking of thomas roberts, he's live in moscow right now for the miss universe contest. he drew the short straw. good to see you, sir. >> good to see you too, craig. we're going to be talking about that through the week. first up, we're going to be talking about russia's anti-gay propaganda law and how regular russians are living with it. i'm speaking to one man specifically about what his life has been like since he came out publicly on the air and got fired at his job. we'll meet anton coming up. [ man ] adventure, it means taking chances. it means trying something new. [ woman ] that uncertainty of what's to come. ♪ ♪ i have a big meeting when we land, but i am so stuffed up, i can't rest. [ male announcer ] nyquil cold and flu liquid gels don't unstuff your nose. they don't? alka seltzer plus night fights your worst cold symptoms, plus has a decongestant. [ inhales deeply ] oh. what a relief it is. [ i

>> igor volski, ask david corn, thank you so much. up next, doughnuts.ould not have lifted from wikipedia. stay with us. ♪ [ woman 1 ] why do i cook? to share with family. [ woman 2 ] to carry on traditions. [ woman 3 ] to come together even when we're apart. [ male announcer ] in stuffing, mashed potatoes, gravy and more, swanson makes holiday dishes delicious. gravy and more, i started part-time, now i'm a manager.n. my employer matches my charitable giving. really. i get bonuses even working part-time. where i work, over 400 people are promoted every day. healthcare starting under $40 a month. i got education benefits. i work at walmart. i'm a pharmacist. sales associate. i manage produce. i work in logistics. there's more to walmart than you think. vo: opportunity. that's the real walmart. thank you. thank you. i got this. oh, no, i'll get it! let me get it. uh-uh-uh. i don't want you to pay for this. it's not happening, honey. let her get it. she got her safe driving bonus check from allstate last week. and it's her treat. what about a tip? oh, here

we have igor volsky. great, to have you here, gentlemen. i'm in awe of our viewers.have amazing questions. this is round one. you will be back next hour in case we don't get all of them. igor, let me start with you. he asks this, having better insurance make sure our doctors or our hospitals will provide better health care? what would you say to mike? >> mike, very good question. it is one thing to have insurance and that's important but really the key to keeping costs low is making sure you have efficient health care. so that is why the health law really has a lost incentives to make sure doctors are coordinating care, that they're providing better care and rewarded for that. so it is really kind of a two-part game. on the other hand you want to give everyone insurance and on the other you want to make sure the care they get is effective, quality care that mon can buy. jenna: mike, is there quality control system that to insure we get taken care of better? >> no. what you look at what is better care or better coverage you have to ask that from the perspective of the

scott gotley, also igor volsky, thank you for joining us. see specifically when it comes to demographics because we know about the problems with the website, with know about a lot of other issues, i think the nuts and bolts of this will be once the system is up and running, how does it work at that point? and what's your concern? >> yeah, they used to vary premiums based on 7-1 ratio based on the older individuals and the younger individuals. now they've changed it with the affordable care act with 3 to 1 age rating, that means the prices have gone up for younger folks. so when young people go on to the websites and look at these plans, they're getting sticker shock. for example, in new york state, a 30-year-old looking at a very average silver based plan will pay about $330 a month just in premiums and deductibles will be another $3,000 to $4,000. that's a lot of money. and the experience in the states is the young people aren't signing up. even in california, we've seen data coming out where people aren't enrolling in these plans. >> igor,