delivered over 320million of subsidy funds across the resulted in all most 10 thousand units for low and incos and this is a prime example of the inclusive community we are trying to create for again, low and moderate income californians. wou again like to thank the mayor office, tndc, bank of america, state treasurer offii9cefor thi financing scr i like to turn it over now to lori dunn. i didn't google you before hand. [applause] [laughter] >> good morning. my name is lori dunn the president division manager for swinergon baarea. this has been an amazing journey.deliver over 200 units to downtown san francisco. we are a community builder and we re opportunity to not only construct a beautiful building,s but to also be giving back to the community. we know how important is to tndc, and to mayor breed we consider ourselves very lucky to have been a partner. thwe project as a very successful project tndc, curtis development, perry architects and all ourtrade partners. again, thank you for the opportunity. we are be able to deliver this beautiful project. [applause] >> hi, everyone. liz from nk

320million of subsidy funds across the state which reedmost 10 thousand units for low and moderate income example of e clusive community we are trying to create for again, low and moderate income californians. we would again like to k the mayor office, tndc, bank of america, and fiancing scr i like to turn it over now to lori dunn. i didn't google you before hand. [applause [laughter] >> good morning. my name is lori dunn the vice president n manager for swinergon in the ha been an amazing journey. fe fortunate to delive over 200 units to downtocisco. we are a community builder and we really appreciate the opportunity to not only construct a beautiful building,s but to also be giving to the community. we know how important this is to tndc, and to mayor breed and we id ourselves very lucky to have been a partner. we see this a very successful project with tndc, curtis development, perry architects and all our subcontractor trade partners. again, thank you for the opportunity. we are so excited to be able deliver this beautiful project. [applause] >> hi, everyone. liz from bank of america

i've tried to interest from security inco developing this along with their photographs as documentary inherited people together with their faces can do more to persuade outsiders of their vitality and worse than anything the information or education divisions can write. with the usual bureaucratic delay, margaret had to waitfo several months for the information division to make a few copies of the compilation available for distribution. on september 15, 1939, president roosevelt sent a letter to secretary of agriculturere henry wallace. my dear mr. secretary, i just want to tell you how pleased and interested i was to see the set of recordings and transcripts of the fine collection of songs which you were good enough to send me. missus roosevelt joins in sending sincere thanks for your thoughts. please convey an expression of our appreciation. thank you. [applause] [inaudible] do you have instructions in the book on how we can find the recordings to listen to? >> yes. many of the recordings are up on my website. there is a page for the recording that are in order of chapter that they

. >> inco you becoming an american citizen. >> i did become an american citizen. >> based around that? so sort of vivian about the whole thing. i treated it with such a casual approach i didn't tell anybody know it even came to the swearing and i didn't think it was a matter there's a selfie of me i took thinking maybe i should memorialize this. i didn't realize in the citizenship swearing in ceremony there are number of students and thereby had a conversation with them earlier about this. i treatat somethings very casuay because of the kind of life i live. i'm on planes all the time so to me it's like taking the bus and i started really good sometimes you get on a plane that is someone's first trip. that is some kid's first trip armor my first trip on an airplane was life-changing for some it going to meet their spouse or see a sick relative or say goodbye to a sick relative or 70s hunting when i knew start to think about these things we share all many different things to all of us for because of that citizen courtroom to take her phone away which i think is nons

housin that's affordable for working people, so that's really great, i understand it's a reduction in inco in return. so i guess my questioning of nu these inces are enough to, get things going. and i say that with a little bit of background onecau when i was in graduate school, which was the same time that you were in graduate school at of the afl-cio's housing investmentst deeply affordable housing redevelopments, theope six redevelopment, specifically, which the afl-cio housing investment trust, really invested in. but the numbers work because of a lot of subsidy from the federal government. and so, i think there needs to be enough incentives to make it attractive to build in the first place, but alsoo ke se that the return on the investment for the working people, is, you know, enough. so which pe h like the afl-cio housing investment trust has a fiduciarty to do so, i think this is great. i thinkle o tinker with it later, we'll be able to working with, folks in labor. i think that this is great, and again, i'm reagratef. thank youank you, supervisor. appreciate that. yeah. we didn't t

. >> pay by mraft parking meter pay for parking inco that the first one is no w to traditionally parkings to activate the screen press any bottom or press the language bottom and enter the license plate or the last 5 numbers of identification and press the great check about how many audiblev to be using to adjust the time andress the marx bottom to select the ma'am selectarki duration asked to pay pay users■ or smart phone or debt or credit card tap that on the reader or insert to the magnetic strip and if you're paying by smart phone with apple enter k once you pay the meterll send out a receipt and alert any control officer i have paid an ordinance to make a phone call cotton 866490 and enter the 10 digites enter the pin andt last four digits of the credit card and the number of the minutes and at the end of the call audible hear he successful. and finally, there are no refunds if you return to our car hsa andth license plate will only be saved for the duration of our parking time check for the and show you're parked legally and they're an easy way to pay for parking. >> we hope ts vid

the difference is looking at survey basic data which address asks-b individuals whether incoe is versusdministrative data suchda as irs tax records of people have actually reported on their taxes. economists will tie the irs data is the most accurate for multiple reasons first of all you are less accurate to lie on your taxes about the way the survey did is ask things like a fine contribution plan you might not take a regular amount out every month will not show up. there've been studies done shown that median female and retirement looks like she is 45% less income than she actually does based on the survey did it when you compare the actual irs tax records you will see in page three of my testimony here there isis a study that's using irs panel data 123% replacement at that median 93% replacement. so most people on their tax records appeared to have significant income in retirement. >> can you briefly respond to that? [inaudible] >> of that study is old. c.p.s. has been corrected for that. i use a much more companies of study from the university of michigan that looks at what happens o

. >> i if the homemeowner has s a issusue, it has toto chase down differenent contractcts as inco compananieshink k it's s stuc the blblame gagame. and ththat'e woworst, right? >> t the manufacacturer popoint the installer. the installer points to ththe mamanufacturer h us, there is no blamame game ar fifinger-pointnting becaususe w managed ththe whole prprocess f consnsultation t to ininstallat >> and youou don't do e estimat know we do s something better, wiwill come ouout. assess yoyou current t windndows and doors, leleave you u with an exact pri thatat's goodod for an enentire prprior year. >> nice,e, no o pressure. . >> today's homeowner, i i trusted home improvement resource for over 35 years, named renewal by anderson, the top pick for replacecement windw companieies we're proud o of th owe. and here's this m month didiscount. its renenewal by anderson's 31 day sales event by one window patio door or entry door, and get the next one. 40% off w with a minimum pupurchase of four plus save a extra $45 off every window and door with no money down, no monthly payments, and no interest for

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the kinds of labs you're seeing inco one and bsl two licensing, like the high schoole they're much smallersov through other laws, in a fear, i am that that a bsl be licensed in the umu area simply beúicaus t o it. i appreciate th with with the classifications between b ultimately, the devil is. and again, i believeperhs zoning is not the communities like cambridge, leaned to the side of havingore safety overvieweal with community concerns about lab safety i'm not an expert exactly how that can it and felt that there are other people tryingandn animation issue, is buildings mostly are inward looking, inward looking buildings. when i need to go and pick up dental lab, i'm walking because r oriented use andl, and i'm that is one concern that i, a member, also spoke partici street life as itcr, larger use. they would have liked to see somtion being acquired by planning, perhaps, of how to buildings more in, quote, pedestrian friendly of how they so nobody is here toeet lab, and going disapproval because perhaps i exctpend really get to the are supposed to disapprove or approve here. and, commi