they have long seen concerns about consumer indebtedness, rising house prices and savings at an all—time cost of living continues to rise as it has in recent weeks and months, that will make the problem even worse. joe lynam, bbc news. next bashir al—zaidi reports on the battle for mosul — the city in iraq where he grew up. mosul, iraq's second city, home to over a million people and the scene of the greatest victory of the so—called islamic state. allahu akbar. in just four days is fighters managed to seize this entire city. it was a national disaster for iraq and declared the start of the self—styled islamic state. almost three years later and mosul has once again become a battleground. the iraqi forces have regrouped and are now fighting back. street by street they are moving closer to capturing the city, but the threat of is remains. i am bbcjournalist bashir al—zaidi, born and raised in mosul. today i am returning home. i want to find out what life is like in the city and how people have coped with the past two—and—a—half years. and the question, whether the iraqi military that coll

keep the amount of indebtedness for as the final solution lower middle class and lower class kids. host: would you advise them to start community college or something the? caller: i think that's an option. here in new jersey we have one college who is now offering a four your degree at our local community college. option maybeis an they can look at. you cannot rack up $10,000 to $20,000 a year over a four to six-year period and think it's going to be extremely easy to get on with your life post-graduation. maine,ody in freeport, thanks for calling. your next on our line for republicans. caller: i would like to comment on the student loan issue. ownmyself, i have my personal issue. i graduated from mba program in 2010. i found azing to me not only could i not find work right away that because the federal government had taken over the student loan program i was not able to consolidate those loans and refinance them at a lower rate. when i had got my undergraduate degree i was able to get my vote .own to about 3.5% when you compare that in contrast to the mortgage rate of the time, it

they have long seen concerns about consumer indebtedness, rising house prices and savings at an all—time cost of living continues to rise as it has in recent weeks and months, that will make the problem even worse. joe lynam, bbc news. now it's time for the travel show. hello and welcome to the travel show, coming this week from the historic city of canterbury in southern england. i'm here to take a look back at some of the great stories we have clocked up already in 2017. and so far, it's been a great year. it's actually quite difficult to walk through here. it's so busy. i only learned to ski for the first time two weeks ago. it's definitely not recommended if you are a little bit claustrophobic. wow! if you touch it four times, you're going to be in love and married inside of six months. now one of the things we really pride ourselves on here at the travel show is taking you off the beaten path, to find destinations you may not find in your average guidebook. let's kick of the programme with some fantastic recent stories that certainly tick that box. in a moment, we look back at a tru

they have long seen concerns about consumer indebtedness, rising house prices and savings at an all—time living continues to rise as it has in recent weeks and months, that will make the problem even worse. bbc news has learned that only 5% of prison staff in england and wales will be entitled to new pay allowances of up to £5,000. the payments were announced by the ministry ofjustice two months ago. they were aimed at tackling claims that low pay and morale had led to a recruitment crisis. the prison officers' association has described the situation as "totally u na cce pta ble". a mudslide in southern colombia has killed more than 100 people and injured many more. swollen rivers and heavy rains sent mud onto homes and roads in the city of mocoa. the governor told local media that whole neighbourhoods have been swept away. nottinghamshire police are appealing for help finding a woman who's suspected of abducting her two young sons. it comes after a family court warned that samantha baldwin, who's 42, posed a "risk of harm" to them. peter harris reports. this is samantha baldwin, not see

not going to take a few billion dollars as a way of solving this and making us look, you know, indebteddede other thing is the pressure on north korea. the white house went in and clearly said you have to put more pressure on north korea. and if you don't, we will take retaliatory action against the chinese entities. whether they can do that under w.t.o. rules is probably more questionable, but they seem to have got something from the chinese in terms of actions against north korea, which is the biggest foreign policy challenge that the president faces. >> he won the election. big surprise, we have the house, we have the senate. but butt now we're finding out we're not sure he's ideologically reliable so there's fear growing in the caucus. there's a lot of worry he will trianglealate himself in left field or right field or who knows what? and when you have a president who is kind of a chaos machine, it can be a negotiating advantage for the president, but also scares your allies a lot because they don't know what to count on. so if he starts having wins, he'll hold friends. if he trianglea

they have long seen concerns about consumer indebtedness, rising house prices and savings at an all—timemonths, that will make the problem even worse. joe lynam, bbc news. a young asylum—seeker is in a critical condition in hospital after he was beaten by a gang in what detectives are treating as a hate crime. police say the 17—year—old, who's an iranian kurd, was attacked at a bus stop in croydon, in south london, late last night. the prison 0fficers' association has criticised government measures to tackle a recruitment crisis injails. bbc news has learned that only 5% of prison staff in england and wales will be entitled to new pay allowances of up to £5,000. nottinghamshire police are appealing for help finding a woman who's suspected of abducting her two young sons. it comes after a family court warned that samantha baldwin, who's 42, posed a "risk of harm" to them. a mudslide in southern colombia has left more than 150 people dead. police and rescue teams are at the scene, but their efforts are being hampered by poor weather conditions. the local governor has called it an unprecede

they have long seen concerns about consumer indebtedness, rising house prices and savings the an all—timeues to rise, as it has in recent weeks and months, that will make the problem even worse. bbc news has learned thatjust 5% of prison officers in england and wales will benefit from new allowances of up to £5,000. the ministry ofjustice announced the new payments two months ago, after criticism that low pay and morale were leading to a crisis in the prison service. mark fairhurst from the prison officers association said giving some staff pay allowances, and not others, was demoralising their members and failing get to the heart of recruitment problems. those of us who are experienced are very demoralised. because we haven't had a pay rise in over seven years. those new recruits, for example, a new recruit at the new jail those new recruits, for example, a new recruit at the newjail in wrexham will be receiving £21,000 a year, wrexham will be receiving £21,000 a yea r, yet wrexham will be receiving £21,000 a year, yet someone with the same level of experience as them, with only ten week

they have long seen concerns about consumer indebtedness, rising house prices and savings at an all—time it has in recent weeks and months, that will make the problem even worse. joe lynam, bbc news. let's return now to the news that bob dylan has finally received his nobel prize for literature. earlier we spoke to anthony decurtis from rolling stone magazine. he gave his take on how the award was finally accepted. i think there was a sense certainly in the immediate response that he was supposed to express some sort of gratitude and i think at this stage, and again those kinds of expectations are the kinds of things that dylan has been trying to elude for a long time, so i think i feel like he didn't want to make that big a deal about it. i think he wanted to... ok, you're giving me this award, i'm happy to accept it, i'm happy to accept it on my own terms, thank you. dylan, like anybody, he's 75 at this point, he has reached a point in his career where recognition means something in terms of his legacy. how he's going be perceived. but also i think dylan is pretty sure about what his s

they have long seen concerns about consumer indebtedness, rising house prices and savings at an all—timeto rise, as it has in recent weeks and months, that will make the problem even worse. speaking earlier, reuben young from priced0ut, a group campaigning for first time buyers and cheaper housing, told us he wanted to see an end to the help to buy scheme. the whole thing should be scrapped. the money should be put into subsidising the supply of housing and not the demand. the more money you have chasing the same supply of homes, the more expensive those homes will become. build more, sure, lift housing revenue caps, let local authorities borrow money to build housing, that's a better way to spend the money. government really has a good grip on the scale of this crisis. they have the right rhetoric. unfortunately, as we saw from the housing white paper, they're not prepared to take the steps necessary to actually get that done. gavin barwell is always saying there's no silver bullet. allowing local authorities to build housing themselves would be a silver bullet. reviewing green belt pol

they have long seen concerns about consumer indebtedness, rising house prices and savings at an all—timeing continues to rise as it has in recent weeks and months, that will make the problem even worse. joe lynam, bbc news. two million people are set for a pay rise today, as the national living wage goes up to £7.50 an hour. the change has been broadly welcomed by unions. but employers have expressed concern about the strain of additional costs, as sangita myska reports. 23—year—old liz davidson is already had opened the national living wage by his employer. he certainly notice is the difference from his previous company. i was struggling for money, it was a big concern for me. it was very much go to work, come back, spent the night in front of the telly. now i can afford to have a social life, i can afford to do stuff in my local area. and enjoy myself a bit more. from today, all workers are 25 must be paid at least £7 50 an hour. employers are worried. many of our members were already paying their staff more than the national living wage, but for those that were not it is adding signif

they have long seen concerns about consumer indebtedness, rising house prices and savings at an all—timecontinues to rise as it has in recent weeks and months, that will make the problem even worse. joe lynam, bbc news. nottinghamshire police are appealing for help finding a woman who's suspected of abducting her two young sons. it comes after a family court warned that samantha baldwin, who's 42, posed a "risk of harm" to them. peter harris reports. this is samantha baldwin, not seen since monday. she is believed to have abducted her two sons in the hours after a court ordered they be removed from her care. the police say nine—year—old louis and six—year—old dylan are at risk of harm from her. they are asking the public to help find them. samantha quek missing, having left court shortly after 11am. we are working on the notion that they remain together. we are concerned that samantha poses a risk to the boys and we have a 100 strong team of dedicated officers working around the clock to trace her and return the children safely. the two boys have been made wards of court. this is now an

they have long seen concerns about consumer indebtedness, rising house prices and savings at an all—timees to rise as it has in recent weeks and months, that will make the problem even worse. joe lynam, bbc news. joining me now via webcam is ray boulger, mortgage expert atjohn charcol. how did this happen? a scheme that was meant for a certain group of people, with others managing to get around it? nobody is getting around it. the scheme was introduced in april 2013 and at that time, the mortgage market was still very difficult. house—building was still ata difficult. house—building was still at a low level. the scheme was designed to do two things: to encourage more house—building and to help people who could only get a small deposit, particularly first—time buyers. 81% of people who have used the scheme are first—time buyers. with a lot of the developments, 40% of sales have been with this scheme. bearing in mind that there was very little access to 95% mortgages at that time, it has made a big difference firstly to the number of houses built and secondly to the people who can afford t

lot of support in germany because of the -- it did create something like full employment through indebtedness military spending, and it was winning victories. could we move in that direction? it has been recognized. you can read it right now in mainstream journals, asking, "will the elements of gross's friendly fascism be instituted in a country like the united states?" and it is not new. maybe 10 years ago, there was an interesting article in foreign affairs, main establishment journal, by fritz stern, one of the major german historians of germany. it was called "descent into barbarism." and he was discussing the way germany deteriorated from what was, in fact, maybe the peak of western civilization in the 1920's into the utter depths of history 10 years later. and his article was written with an eye on the united states. this was the bush administration, not today. he was saying -- he didn't say bush is hitler, wasn't saying that. but he was saying there were signs that we should pay attention to. he said, "i sometimes have concern for the country that rescued me from fascism, when i see wh

traveled to distant shores seeking freedom from tierney, recruitment efforts appealed to immigrants indebtedness the fight. ♪ to these broad shores my fathers came from lands beyond the sea ♪ they left their home, they left their fames to breathe in air more free ♪ to them with customs strange and new ♪ for to my heart knows just one dear flag, the red, the white, the blue ♪ the red, the white, the blue ♪ there is no hiding in my heart what can't be cut in two ♪ oh, flag of bars and silver stars, i give them all to you ♪ yeah, there is no hiding in my heart, it can't be cut in two ♪ oh, flag of bars and silver stars, i've given all to you ♪ >> the 1916 election hinged on the question of america's neutrality in the war. wilson, running for a second term, built his candidacy around the idea that america ought to prepare for the possibility of war, yet his campaign slogans, he kept us out of war, and america first, persuaded the american public that a vote for the republican candidate, charles evans hughes, would be a vote for war. while many embraced the slogans, others criticized them. teddy roos

trump's wealth, which is unusual for a president, but we certainly don't have a clear picture of his indebtednessthat is part of a business, but it would be important to know if they are held by banks who may be looking for favor with the government or in negotiations with the government over penalties like deutsche bank or by governments like china. >> that is exactly correct. and there's one particular debt that he lists on his financial disclosure form from last year. it's over $50 million. we don't know how large it is. and he says he owes it to one of his llcs, one of his companies. but then the company must owe that money to someone else because he values the llct like less than $1,000. that is -- there is a mystery creditor out there. and we have no idea whether it's deutsche bank or a russian oligarch. we have no idea. >> this is relevant because let's just say, no allegations are being made here, but let's say it is deutsche bank. deutsche bank the in the midst of trying to get a settlement with the department of justice over some things that happen during the fastball cinancial c afterw

. : >> item 5 is resolution declaring intent of the city to reimburse expenditures from boned indebtedness and oughterizing mayor office och housing to debts lim allocation committee to permit bonds not to exceed $90 million for 1150 third street. >> good morning. benjamin branen with community investment and infrafruc structure. the resolution aul u authorize the application for bond proceeds to pay for construction and development cost frz mission bay south block 3 east. affordable housing at 1150 third street in mission bay. china community development center and [inaudible] project cosponsors. when completed the project will be a 119 unit development housing formally homeless veteran jz low income families. comprised of 12 studios, 551 bedrooms, 3, 2 bedrooms. earning no more than 30 percent area income medium or21, 200. low income are earning no more than 60 percent or 69, 200 for family of 94. mission bay sauth is a mid-riseu development on thirfd street between mission rock street to the south and private street to the north. market rate development occupies the western portion of t

anyone who looks at our indebtedness has to recognize that it would be more revenues, not revenues.we are kidding ourselves if we think we are going to be able to generate more growth or the trickle down on pencil work. i'm ready for really egregious dynamic scoring when trump touches actually come out. so the best thing trump could do for the economy is not screw it up because we have as we described an unemployment rate closing in and i actually take the pockets of despair more seriously than in marty's descriptions i've not seen by a long shot that things are perfect. there are parts of this country where full employment is a distant memory, no question. but the idea of very high tariffs are protectionist measures, breaking globalization is the way it did today. not doing that damage would be the best contribution i can think of. >> the stated goal is the issue is 4% growth or economic growth. >> that's correct. 4% growth. >> at the wrong goal as well. i spent a lot of time talking to government and a lot of time to the german government in particular. when i get to my great idea

the way we approach funding is we use as i mentioned we use short term and long term indebtedness. we commercial paper to provide for budget releases, control certification and in some project cost. and then we take it out with long-term tech for refinancing the commercial paper and then we would issue bonds and use proceeds. since 2006, with issued 11 you money revenue bonds for a total of $4.2 billion. and here, we pulled the project delivery with the project funding together. and as you can see, and read you see the bars related to project spending and these are the dollars that were spent on the projects and you can see sort of the early phase in planning and design was the activity lower level of spending. you can see an 072-2011 you had most of the local projects go into construction and in 2010-2012 really was a big level of spending and a whole sales system. the regional system. you can look at the blue bars and look at the issuances. we had an issuance in 2006 which took out the commercial paper that we used for planning and development. from 2010-2012 we issued bonds on a

the way we approach funding is we use as i mentioned we use short term and long term indebtedness. we commercial paper to provide for budget releases, control certification and in some project cost. and then we take it out with long-term tech for refinancing the commercial paper and then we would issue bonds and use proceeds. since 2006, with issued 11 you money revenue bonds for a total of $4.2 billion. and here, we pulled the project delivery with the project funding together. and as you can see, and read you see the bars related to project spending and these are the dollars that were spent on the projects and you can see sort of the early phase in planning and design was the activity lower level of spending. you can see an 072-2011 you had most of the local projects go into construction and in 2010-2012 really was a big level of spending and a whole sales system. the regional system. you can look at the blue bars and look at the issuances. we had an issuance in 2006 which took out the commercial paper that we used for planning and development. from 2010-2012 we issued bonds on a

the way we approach funding is we use as i mentioned we use short term and long term indebtedness. we commercial paper to provide for budget releases, control certification and in some project cost. and then we take it out with long-term tech for refinancing the commercial paper and then we would issue bonds and use proceeds. since 2006, with issued 11 you money revenue bonds for a total of $4.2 billion. and here, we pulled the project delivery with the project funding together. and as you can see, and read you see the bars related to project spending and these are the dollars that were spent on the projects and you can see sort of the early phase in planning and design was the activity lower level of spending. you can see an 072-2011 you had most of the local projects go into construction and in 2010-2012 really was a big level of spending and a whole sales system. the regional system. you can look at the blue bars and look at the issuances. we had an issuance in 2006 which took out the commercial paper that we used for planning and development. from 2010-2012 we issued bonds on a

the way we approach funding is we use as i mentioned we use short term and long term indebtedness.er to provide for budget releases, control certification and in some project cost. and then we take it out with long-term tech for refinancing the commercial paper and then we would issue bonds and use proceeds. since 2006, with issued 11 you money revenue bonds for a total of $4.2 billion. and here, we pulled the project delivery with the project funding together. and as you can see, and read you see the bars related to project spending and these are the dollars that were spent on the projects and you can see sort of the early phase in planning and design was the activity lower level of spending. you can see an 072-2011 you had most of the local projects go into construction and in 2010-2012 really was a big level of spending and a whole sales system. the regional system. you can look at the blue bars and look at the issuances. we had an issuance in 2006 which took out the commercial paper that we used for planning and development. from 2010-2012 we issued bonds on a quarterly basis.

cost, how much the visit cost, how much is anybody actually going to pay to satisfy this massive indebtedness. chances are maybe less than a tenth of what the bill says. that the government will pay if it's medicaid. or medicare. or that blue cross or etna or anthem or any of these health insurers will pay. you can't improve the cost of health care if you don't know what it costs. you can't have free market principles bringing down the cost of health care when nobody knows what it costs. we have gone from the days of having health insurance insure against a distant catastrophic event to paying behemoth companies to manage our health care. to tell us what doctor we can see. which hospital we can go to. and we paid for so many other people who come into the country illegally, don't have insurance. we pay for people in the country legally that don't have insurance. e pay exorbitant amounts for people that go to an emergency room that the supreme court has cold us regardless of whether or not someone can pay or not, they have to be seen and treated. what happens at the emergency room costs those

. : >> item 5 is resolution declaring intent of the city to reimburse expenditures from boned indebtedness and oughterizing mayor office och housing to debts lim allocation committee to permit bonds not to exceed $90 million for 1150 third street. >> good morning. benjamin branen with community investment and infrafruc structure. the resolution aul u authorize the application for bond proceeds to pay for construction and development cost frz mission bay south block 3 east. affordable housing at 1150 third street in mission bay. china community development center and [inaudible] project cosponsors. when completed the project will be a 119 unit development housing formally homeless veteran jz low income families. comprised of 12 studios, 551 bedrooms, 3, 2 bedrooms. earning no more than 30 percent area income medium or21, 200. low income are earning no more than 60 percent or 69, 200 for family of 94. mission bay sauth is a mid-riseu development on thirfd street between mission rock street to the south and private street to the north. market rate development occupies the western portion of t