so momentum really involves not only inertia but how fast the inertia is moving, inertia and motion. you have that kind of idea. that's what we're gonna talk about today. and today's stuff is all common sense, and it's an outgrowth of newton's laws. if that roller skate is running down the hill and that mack truck is running down the hill and you gotta stop them. you gotta step up in front, put your hand there and force them to a stop. there's gonna be a difference, isn't there? it's gonna be a lot harder to stop the mack truck. why? because you're gonna have to decelerate it. you're gonna have to decelerate it. and it takes not only a lot of force to-- i mean, how much force are gonna take to decelerate the mack truck compared to the roller skate? a lot or a little. a lot. why? 'cause the mack truck has a lot of mass. so i need to decelerate that, gonna take a lot of force. remember we talked about acceleration. acceleration, what? the amount of force applied upon a particular mass will yield a particular acceleration. are we getting now so we can read equations? okay? that's newton

things that russia was seem to take four times longer than they should do because there's a huge inertia i think people sort of lose sight of the fact that the size of this country you know from half the globe and the million or nearly two million people in the bureaucracy and a large portion of those are left over from the old days and this is an inertia here i mean how do you supervise people. when you sit in moscow because they're asleep the whole time that you're awake so it's administration by e-mail it's not particularly efficient whereas if you live in a stone you just walk out the door and everybody's you know two minutes down the road and so everything takes a long time timeframes in a way a kind of nonsensical because you have to start it and it takes as long as it takes and it's going to take longer than most of the places because it's so big and the trick is to get on with it i mean you mentioned pain but then that's one of russia's advantages is although we're feeling pain we're not feeling the same pain as everyone else it's hardly pain i think it's more frustration right n

there's going to be a great deal of inertia supporting that as well.of that. insurers and hospitals and others who depend on the federal funds. >> there's no denying it has been a long road for the president, whether it's been the snowden leak, benghazi leaks or syria, public opinion polls suggest obama may have done political damage to himself in the last two months than republican attacks did in three years. that's from "the new york times." it's an interesting comparison and tough one to make. i don't agree with that. but what i would say is the damage done over the past couple of months has given republicans a rest from being the punching bag for the political talking class and provided an opening for them to reshape their narrative. if you're president obama, that's never something you want to happen, right? >> that's exactly right. they have an opening. they have to know how to play their hand. but obama has hurt himself. obama care is a big, big problem. when i say i think it's going to survive. i'm not saying that i think everything is wonderfu

different agencies and people involved can pull that off is yet to be seen, but there's a lot of inertiathe l.a. community now about being able to make good on these promises. you know, the army corps got paid a lot to put in all that concrete. you know, maybe they'll make a business out of restoring the river, partly to its former form. totally awesome. oh, my god. i started in cogan--whoa, i can't speak anymore! canoga park. that's a long way, man. that's two marathons. that is no easy thing. >> whoo! hey, we're here! [cheering] >> there it is, coming around the corner. >> let's go! >> [cheering] [indistinct chatter] >> revitalizing the l.a. river is increasingly important, as the colorado river may one day be unable to meet southern california's growing demand for water. the film "watershed" looks at efforts to save the colorado, and develop a new water ethic for the american west. >> it is said that nothing defines a region more than a body of water. this is particularly true in the american west. the colorado river, and the tributaries that make up her basin, shaped the spirit of he

simply through institutional inertia, there is an effort to collect everything. months i have6 done a lot of reporting in many different countries about espionage targeted at many different populations thomas and everywhere i do this report, i do interviews with newspapers or television programs in those countries, and i'm always asked why -- in sweden, why are they arenterested in what swedes discussing, or why is the nsa obsessed with collecting communications of brazilians, or any number of countries. the answer that comes your click on the nsa -- the answer that comes directly from the nsa's documents is that the nsa and its partners don't need any specific reason to collect anybody's communications. just the fact that human beings are communicating with one for theis reason enough nsa to decide it should be collected and stored and monitored. they don't need specific rationales. their only rationale is that nobody should be able to communicate without the nsa being able to invade the communication. every one of the stories we have done is driven by this over

biggest barrier how in the sort of an institutional inertia issue but the biggest area is the barrier is money from fossil energy industries that want to defend their market share which i consider dead industries walking but they've got tremendous assets underground that they want to be able to mine and sell remind me to do to elaborate on that a few minutes but. about one hundred thirty one hundred sixty members of congress have received millions and millions of dollars this session from those corporate interests fossil fuel interests and the interesting thing to me tom is that the dichotomy the the gulf we see in washington about energy fossil versus renewable doesn't exist outside the beltway yale and george mason university did a couple of polls last april and one of them found that eighty six percent of the american people across party lines want renewable energy and they want a pretty quick they also did a poll just of republicans in republican leaning independents and they found that seventy seven percent of them want renewable energy and seventy percent of that segment wants i

it comes to deciding where to spend their infra structure or dollar sometimes just through sheer inertia they end up signing up again to the latest liker soft or paying oracle some more money but you're saying that this is then a wake up call where this these countries and these companies are saying you know what we can is free software it's more robust obviously it's cheaper and it works better when we just don't these clowns in the us and start from scratch are exactly and i think i think certainly in germany some of the revelations that have come out over the last half year of really waking up a couple of people that yes there's going to be some you know work and pain involved in switching you know people have to return a few things things like that but already there are places in germany where they have proven and also in france by the way what have proven that this is possible it takes a bit of time it takes a bit of effort but actually after a few years nobody really remembers even the past then and you will find and now you're saving tons and tons of money i mean you know if it's

it comes to deciding where to spend their infra structure or dollar sometimes just through sheer inertia they end up signing up again to the latest microsoft or paying oracle some more money but you're saying that this is then a wake up call where this these countries and these companies are saying you know what we can use free software it's more robust obviously it's cheaper and it works better when we just don't these clowns in the us start from scratch or quickly and i think i think certainly in germany some of the revelations that have come out over the last have here have really waken up a couple of people that yes there's going to be some you know work and pain involved in switching you know people have to return a few things things like that but already there are places in germany where they have proven and also in france by the way what have proven that this is possible it takes a bit of time it takes a bit of effort but actually after a few years nobody really remembers even the past then and you will find and now you're saving tons and tons of money i mean you know ten billion

they have inherent inertia and not spending enough money and so what is the forecast a head in 2014?hat do you predict happening with the folks keeping it close to the vest and spending those dollars? still so much confusion to the direction of the numbers. it is a consumer price index and people say the cost of living goes up 1 or 2 percent and we'll find out. they know their costs go up to 8 or 10 percent a year. wages are tied to the cpi number and the cost this year versus last year and doing the same thing. there is an eight percent deficit. it costs you eight percent more to live. that is the problem and i don't see that changing in 2014. things are better no question about it and until that happens, we'll see people hold on to the money for now. >> ed, thank you for your insights and merry christmas to you. >> we are waiting a decision by an independent neurologist and a judge assigned to the case of a 13-year-old girl that was declared brain dead and by what her parents say is a routine tonsillectomiy. >> and obama care, on a critical dead line. how this could affect both par

inertia, huh? card, coin, huh? [applause] yeah. a body at rest tends to stay at rest. i'll show you a nice one. this one was shown to me by my friend marshall ellenstein. okay. get a little hoop like this, balance up--on top like this. [laughter] try again. marshall ellenstein. [laughter] [applause] let's take this and-- let's show, by the way, this apple. and this as well. these are sharp nails, gang, okay? i don't like this-- about an inch apart. if you don't know what an inch is, think about 2.54 centimeters, about 2.54 centimeters apart, all right? and paul is gonna... are you sure these are teflon coated? no, these are the real thing, honey. --about to go. and you know whydon'do it the o? that's a good question. [laughter] this really is dangerous, and paul is a little more foolish than i am. [laughter] no, no, no, no. paul-- thank you, norm. okay. [laughter] on your back, robinson. all a day's work. yeah. it's for science. have to have red socks. [laughter] okay, you guys protect yourself, protect yourself. okay, yeah. okay. okay. here we go, gang, here we go. al

that nap can help sleep inertia. >> as long as you know what your proper nap is. you woke up at the wrong part of your sleep cycle. you weren't ready to be awake yet. it's important to time your naps properly. >> the issue here, is it the snooze button or the fact we're not getting enough sleep. >> we're not getting enough sleep so we tend to want to sleep in. the problem is when you're trying to make up for sleep debt you offset that circadian rhythm. it's the amount and the timing. the timing is critical. people don't realize that. very important part of the timing. as maria is saying, if the timing is off, the release in melatonin will be you're getting up in the morning and the body is still releasing that melatonin, so you're getting out of bed at a time when physiologically your body is still in the sleep state. it hasn't transitioned into full wakefulness. >> that might explain why we're both so cranky in the morning. dr. carol ash, maria kournikova, thank you so much. >>> yesterday was a fantasy holiday at least on "seinfeld." >> at the festivus you gather

the -- >> would you say that was the inertia of the years of the deal and that eight years is not a sufficientlyong period of time to change that trend or simply that he had institutional over it or if you prefer the third al trntive that he only towards the end of his eight years in office started to see it. >> no. i'd add something else in there. that only one term of his entire eight years did he have a congress of his own philosophy and his own -- and of his own party. he was a president isolated by a democratic congress that was carrying on literally the philosophy that had been in existence since 1932. and as i say, the greatest thing he could do was in those numerous vetoes when he had the power to keep them from getting the two-thirds majority. >> shouldn't be president if he has a recalcitrant congress. >> my great strength as far as this government is concerned lies in the veto power. as long as i can keep the republican members of the legislature loyal enough and in sympathy with our programs enough to refuse to join the opposition overriding a veto, then i can exercise a veto power a

dan clark's favorite time of year, to spend a week or two, as the poster put it, ruthlessly owning inertiaeck the car facts, people, in whirly bird. the third most awesome things on the internet. the sploid section is the first and only video in history to ever show us the moon objecting around the earth. shot from the vantage point ofs that so's genome spacecraft. that slightly bigger dot is the effort. do you have some other video of the the earth orbiting the moon you would like to share with us? no, you don't, because this is the only one every. if you can't see the awesomeness of that, then perhaps this video is a little more your speed. you're welcome, america, you can find all the links for tonight's pick three on mrns.com. >>> my friends, some years ago, the federal government declared war on poverty. and poverty won. federal welfare programs have created a massive social problem, with the best of intentions, government created a poverty trap, that wreaks havoc on the very support system the poor need most to lift themselves out of poverty, a family. dependency has become the one e

the inertia can take quite a while to move. response to increasing economic activity is quite low. particularly given an environment where we have falling oil prices and other factors that are contributing downward forces on inflation, it's difficult to get inflation to move quickly to target. but we are committed to doing what is necessary to get inflation back to target over the next couple of years. >> there has been a great deal of discussion in your profession about the potency of policy at the zero boundary. to bounce off robin, it is striking that inflation has fallen while qe has been in place and the economy continues to under shoot the fomc's forecast. i guess the simple question is, are you giving up? you reached the limit of your policy tools and there is nothing more you can do? the economy is still running way below the trendline that existed before the financial crisis. >> everything depends on what benchmark you compare it to, as you know. i said last year that monetary policy was not a panacea. it could not sol

it's governed by inertia and it's hard to move. this from a man -- to increasing the power of government and redistribution of income because government is wiser than market. it's as i say highly amusing. >> we have been asking all of you to send us questions to ask the panel and we have one we want to put up on the screen. what other -- do supporters have that the law is intended. juan? >> well, i think you deserve a straight answer because the snowstorm of partisan politics around the obama care thing right now, so i'd say this number one thing i would say is just look at this week. a million people went to the website as it was working, so it's an appetite, a real need. millns more in adequately insured who can avoid bankruptcy, illnesses and so, number two, i think it's the reason i think this is going to work is it doesn't disrupt the market for most people. nobody on this panel is is going to have their health care affected, impacted by what's taken place. 70% have employer provided insurance and that's stays in place right n

>> well, having the engine in the middle means, in physics, was low inertia, more agile, turning morely with its front and rear. the car was just incredibly agile, changing direction very, very quickly, very much like a race car. >> there were also skid marks on the ground. again, i don't want to speculate. because frankly we just don't know what occurred. but what are the questions you would like to see answered in terms of -- what are things you would look at specifically? >> well, something interesting about this car, it is sort of unprecedented. just a couple of months ago, michelin developed and porsche installed a new tire for this car. and i wonder if the car had the new tire, because a car that is so razer sharp, giving up its grip. it obviously had high limits, giving up the grip. but once the grip went, the car would spin. so i would wonder if there were new tires on that car. the other thing that people are speculating about, the guys at walker's race shop said the car was leaking power steering fluid. and there is a possibility that if he lost power steering, could have up

the human communicateo longer with one another electronically privacy degree of simply through the inertia. there's an effort to collect everything. six months, past i've done a lot of reporting in any different countries about espionage targeted at many different populations. i where i do the reporting, do it with interviews with newspapers, television programs i'm ose countries and always asked why does in sweden, in whatthey so interest the people who are swedes are discussing, or why is -- obsessed with collecting all of the communications of brazilians or any number of the other countries. they give the answer that comes that he document which is don't need partners any specific reason to collect anybody's communications. just the fact that human beings are communicating with one enough for theon nsa to decide that it should be ollected and stored and monitored. they don't need specific rationale. that only rationale is nobody should be able to communicate without the nsa eing able to invade the communication. every one of the stories we've done, every one of the specific tories drive

the cast-iron wheels have stopped; one counts the spokes which movement blurred, the struts inertia fought, and estimates the loss of human power, experienced and slow, the loss of years, the gradual decay of dignity. men lived within these foundries, hour by hour; nothing they forged outlived the rusted gears which might have served to grind their eulogy. >> it must be painful to you to see what's happened to detroit. do you ever go back? >> yeah. but i don't know it. i mean, that city that i knew so well, i don't know for a number of reasons. one, all these landmark buildings, a lot of them are gone. movie theaters, or whatever. also, there were no freeways when i lived there. so now, you would take, today, you would take a street, a major artery, with almost no cars on it. and it would stop. why doesn't it keep going down to, you know? because the freeway cuts in there. and i don't know those freeways. so i drive around and just get lost and lost again. >> you wrote a poem, "coming home, detroit, 1968." would you read this? and then -- >> sure. >> tell me about it. >> yeah. "coming home

ktvu tara moriarty is heading to bah inertia -- benicia now. >>> huge fight out of oakland high school leads to three arrests. i want to show you cell phone video. two girls started fighting. one of the girls pulled out a stun gun. when police tried to sustain her she passed the stun gun on to another who tried to use it on them. >>> later today in santa rosa a rally is planned in memory of andy lopez. the 13-year-old killed by sheriffs deputy. organizers that have been holding vigil and protests since that october shooting want rally participates to wear the color -- participants to wear the color white and bring candles. deputy eric gailhouse who went back to work after that shooting says lopez was carrying what looked like to him an assault rifle and he ignored orders to put it down. >>> oakland charter school that hoped to boost the achievement level of african american boys will soon close its doors. the 100 black men community school will close on january 24th. it suffered from financial problems, low enrollment, and high staff turnover. members of the organization created that c

i threw this trick with a little too much inertia.mentum and started to over rotate that flip and go upside down backwards, facing the wall. completely unsafe body position to deploy my parachute. >> he needs to rotate himself face down for a shoot deployment. he doesn't have enough time. >> i was very scared. i knew i was going to be eating up precious time and needed to get things figured out quickly. a lot of things were going through my head. mainly just make it through this. get the parachute out, you got it, live, live, live. >> with his safe landing window closing in fractions of a second, ted successfully rotates his body face down. but it's too late. >> if i open my parachute and right then the ground was coming at me incredibly fast. i was pretty sure that this was going to end badly. right as the ground is coming right up to me, bang, my parachute opened. within one second, bang, i hit the ground. luckily, i took the impact to my back, where i was wearing full-body armor and a big spine protector, but i hit with such force,

dan clark's favorite time of year, to spend a week or two, as the poster put it, ruthlessly owning inertiapeople, in whirly bird. the third most awesome things on the internet. the sploid section is the first and only video in history to ever show us the moon objecting around the earth. shot from the vantage point ofs that so's genome spacecraft. that slightly bigger dot is the effort. do you have some other video of the the earth orbiting the moon you would like to share with us? no, you don't, because this is the only one every. if you can't see the awesomeness of that, then perhaps this video is a little more your speed. you're welcome, america, you can find all the links for tonight's pick three on mrns.com. discover card. hey! so i'm looking at my bill, and my fico® credit score's on here. yeah, you've got our discover it card, so you get your fico® score on your monthly statements now, for free! that's nice of you! it's a great way to stay on top of your credit, and make sure things look the way they should. awesomesauce! huh! my twin sister always says that. wait...lisa? julie?! you

. >> washington has its inertia, that's true. >> the idea is to make sure that i understand it correctlylly personalized medicine, where the same drug fort same illness may not be the same for you as it is for abby as it is for me or ari. but the challenge as i understand it, the fda is used to big drug trials and approving things. this is the drug for this illness or disease. how do you shift that framework? we obviously have to make sure drugs are safe? how do you shift the framework to evaluate each of these individualized personalized cures? >> well, the most important single obstacle is the protocols used for clinical trials. to work out how drugs interact, you can do a lot in the lab but the matly you do have to prescribe them to patients. this happens under an fda investigational license. they reregulate the whole process. those protocols are rooted if the rules implemented in the 1960s and don't let the doctors involved take full advantage of modern technology and track why is the drug working in this cancer patient but not in this other one who seems to have the same clinically

dan clark's favorite time of year, to spend a week or two, as the poster put it, ruthlessly owning inertiahe car facts, people, in whirly bird. the third most awesome things on the internet. the section is the first and only video in history to ever show us the moon objecting around the earth. shot from the vantage point ofs that so's genome spacecraft. that slightly bigger dot is the effort. do you have some other video of the the earth orbiting the moon you would like to share with us? no, you don't, because this is the only one every. if you can't see the awesomeness of that, then perhaps this video is a little more your speed. you're welcome, america, you can find all the links for tonight's pick three on mrns.com. [ male ] for every late night, every weekend worked, every idea sold... ♪ you deserve a cadillac, the fastest growing full-line luxury brand in the united states. including the all new 2014 cadillac cts, motor trend's 2014 car of the year. now during our season's best event, get the best offers of the season on our award winning products, like the 2014 ats and srx. i have a

it has to do with the idea we call inertia. when something is moving, it's gonna keep on moving unless something messes with it. and so that when that rolls off, if there's nothing pushing it this way, then it would just keep going at the same speed. like when this ball is rolling along and now i push it. when i push it, it gains speed. but if i don't push it, it will just keep rolling steady, steady, steady with no change. and, furthermore, there's nothing this way obstructing it. now, there is some air drag, but very, very little compared to the tendency of that ball to just keep crashing through. so the ball goes steady, steady, steady. and rolling off the tabletop, if there's no gravity, would continue steady, steady, steady. but it doesn't continue like that, because there is gravity. and gravity pulls it down. what gravity is gonna do is like this. the ball we just hear it dropping, if i let it go, it falls here maybe. then falls in here, then falls in here, and then maybe fall down to here, okay? and then i'll have like

the passion that she has, the inertia that we have going in the apparel industry is going to make this a power brand for g-iii. >> last question, morris, how do things look for the holiday season versus last year, including the fact that wilson just had 10% comps? how is the season going for you? >> the season has gone incredibly well through october. traffic seems to be down for the early days of december. we're hopeful that it recovers. our business has been great. the sell-throughs, a lot of our product is off the retail floor. we don't see any risk to our business. pretty much in all our brands. you know, we've got about 20 different brands, and they're all safe from catastrophe. >> i like that. i think that's terrific. i'm sure you join me in wishing manny chirico good luck as a new grandfather. >> absolutely. >> all right. morris, thank you so much. >> thank you. >> that's chairman and ceo of g-iii apparel group. it's been an outstanding performer, and, by the way, all the stuff that you can read about is very accessible for you, and you can find their stuff. maybe you should be

it's governed by inertia. hard to move.his from a man who's devoted his life to increasing the power of government as an instrument to the redistribution of income because the government is wiser than markets. highly amusing. >> we have being asking all of you to send us questions to ask the panel. we have one we want to put on the screen from sal russo on twitter. who asks, other than hope, what substantive argument do the aca, affordable care act, supporters have that the law will work as intended? juan, how do you answer skip? >> i think you deserve a straight answer. there's such a snowstorm of partisan politics around the obama care thing right now. so i'd say the number one thing i would say is, just look at this week. a million people went to the website as it was working. so there's obviously an appetite, a real need. 30 million people uninsured. millions more inadequately insured who can avoid bankruptcy and illnesses as a result. number two, the reason i think this is going to work is it doesn't disrupt the market

and we will win out over all the inertia in washington. >> go ahead. >> ronald reagan, bill clinton, barack obama, they all got elected because of dismal economies. and so where's where is the obama second term boom? that is the question. >> you know, if they put the economy in context, we went through incredibly deep financial context we will not have consumer borrowing leading out of the way. and if you look at these countries that went through these 2007 in 2008, only two of them have re-attained the gdp per worker that they had before the crisis in the united states and germany. so if you look in a global context, we are way ahead of the pack and we need to be doing a lot better. but if you look at the last two quarters, it has grown an annual rate of 3% and you're seeing some of that going into next year and he will have less of a fiscal headwind and that will further aid the growth for next year. but it's tough since the great depression to get yourself out of this and it takes time and we are continuing to dig ourselves out. >> immigration reform is part of the second term age

when it comes to deciding where to spend their entire structure dollar sometimes just through sheer inertia they end up signing up again to the latest like a soft opening oracle also more money but you're saying that this is a wake up call for these these countries and these companies are saying you know what we can is free software it's more robust obviously it's cheaper and it works better. and we just don't these clowns in the us start from scratch or quickly and i think i think certainly in germany some of the revelations that have come out over the last have here have really waken up a couple of people that yes there's going to be some you know work and pain involved in switching you know people have to return a few things things like that but already there are places in germany where they have proven and also in france by the way but they've proven that this is possible it takes a bit of time it takes a bit of effort but actually after a few years nobody remembers even the past and you will find out you're saving tons and tons of money i mean you know if it's ten billion for a tiny co

need to be bathed in how government operates the biggest barrier in this sort of an institutional inertia issue but the biggest area is the barrier is money from fossil energy industries that want to defend their market share which i consider that industries walking but they've got tremendous assets underground that they want to be able to mine and sell it remind me to do to elaborate on that a few minutes but. about one hundred thirty one hundred sixty members of congress have received millions and millions of dollars this session from those corporate interests fossil fuel interests and the interesting thing to me is that the dichotomy the the gulf we see in washington about energy fossil versus renewable doesn't exist outside the beltway yale and george mason university did a couple of polls last april and one of them found that eighty six percent of the american people across party lines want renewable energy and they want a pretty quick they also did a poll just of republicans in republican leaning independents and they found that seventy seven percent of them want renewable energy. p

just a lack of -- sort of inertia of the old system with the magnetic card.kelk about this around the table as a national security company, that you can bring the u.s. economy to a halt with a cyber threat? the topthis is one of topics. in fact, the highest level, the president and his top advisers -- when they talk about the national strategies, cybersecurity figures into it and it is frankly one of the more difficult problems. in part, because you have to enlarge the table. it is not just the traditional national security advisers -- defense, cia, state department -- that you have to bring in everyone who looks after the economy, and then the lawyers who can tell you what you can can't do. this is really a different kind of national security issue, in part because the economic implications of the internet are so vast. >> tell us about the perpetrators. is that a russian ring, domestic? traditionally people think of it as a russian crime ring, but it is not necessarily case, is it? >> there are many different actors with many different motors -- motives in d

i always thought every now and then crash and how the mutual benefit would win out over all the inertia in washington. >> reagan, clinton, obama both scott -- all got elected because of the economy but it turned around in two of theirs and also giving the vice president elected after them. where is the obama seconde term boom?y >> we went through an incredibly deep financial crisis it is harder to grow your way out overly indebted you would not have consumer borrowing looking at the 11 countries that wind throughk systematic thinking countries only two of theml have retained its said gdp per worker before the crisis fuelled catecholamine context we are ahead of the pack of the we need to better over the last two quarters of has grown at an annual rate of 3 percent so n that is going into next year. but it is tough when you go t through the worst crisis it takes time we are continuing to dig yourself out. >> immigration reform is to be aet the top of the agenda. >> economist instinctively recoil we just love to bother people with t trade-offs with downside than negatives and immigration

communicate with each other electronically with any degree of privacy, simply through institutional inertia there is an effort to collect everything. over the past six months, i've done a lot of reporting about espionage targeting in many human populations. every reduce reporting i do interviews with newspapers or television programs in those countries, and i always ask, where they interested in sweden? why are they obsessed with collecting all of the communications of brazilians? or any number of other countries? the answer is that which comes from the nsa documents. the nsa and its partners don't need any specific reason to collect anybody's communications. just the fact that human beings are communicating with one another is reason enough for the nsa to decide that it should be collected and stored and monitored. they don't need specific rationale. the only rationale is that nobody should be a will to communicate without nsa being a will to invade their communication. and every one of the stories we have done is driven by this overarching theme. that is why think it is fair to say that t

cost sharing, provider networks and other coverage are common place each year yet research suggests inertiais widespread. there are too many plans into variables and meaningful choices among the plans. it offers a blueprint for constructing the system with hospitals and other providers are paid accordingly according to the quality of care that they provide. medicare is that e.g. greater for these reforms. as such it includes a set of policies designed to make the medicare advantage system more efficient and to enhance the plan quality. alongside the physicians, hospital and other healthcare providers medicare advantage plans have been and should be playing an important role in the transformation. medicare advantage included in the aca are intended to secure the high-value care. in other words, better quality at a lower price. recent changes to m.a. by the aca have strengthened the program in addition to improving medicare's overall financial outlook the aca through added benefits they are a cost sharing and improved plan quality. for instance, the aca expand coverage for the preventive serv

i think there's a lot of inertia in the inflation process which is to say, when inflation is low, tendss hard for central banks to move it around a lot one way or the other. clearly, we've had low inflation for quite some time now. i expect that will persist even with all the stimulus. >> and do you think that your successor at minneapolis fed is indicative of people more generally coming around to saying you know what even despite as proactive as the central bank has been either they can or should do more because of the weakness? >> clearly, some people think that way. narayana may be one of those, although i let him speak for himself. the economy and markets have responded to some degree. it may be we're in what i would call a rhinehart/rogoff deal. that means the pace following a major financial crisis tends to be disappointing and subpar from perspectives no matter what policymakers do. >> do you think that means they shouldn't? the reason i'm asking there's a back story here as well with what's happening at the minneapolis fed. some economists who have left and the direction, again

. >> we've got another threat to obama care, inertia.nsured, the folks obama care is supposed to help out, two-thirds of those people aren't aware of the new laws and feeling they aren't prepared for it. readers are gobbling that up. we already have 12,000 hits and climbing and climbing. >> and we're spreading the word. >> finally, diana olick is weighing in with her look at what's going on with the mortgage rates and mortgage market. mortgage debt is growing. you might take that as a sign people are borrowing more money because it's a sign foreclosures are going down. she's digging deep into the numbers. our readers are digging deep into it. >> the nuance is so important. allen, thank you so much, sir. appreciate it. have a good evening. >>> apparently people aren't clicking on volcker so much but one of the more important stories today because it's official. tougher bank rules are here to stay. fed, securities and exchange commission among those voting to approve volcker rule. kate kelly in the middle of the action in washington. what'