she's paid by, and reports bk to, the van dijkens insunce compy.s from ips to the doctors office for minor iues. >> i come innd i listen to em. listen to theiworries, help them underand their baby, help them to get a, a hdle on how to handlthe babies. >> rorter: the netherlands has an infant rtality rate 25% lower than the unitestates. the reformalso allow insurance companieto negotiate prices with hospitals for services. and hospitals n aggressively market their serces. that worries se doctors like dr. johannes bortein. borgstein, aear nose throat surgeon is wary that cting costs for rvices could lead to cutting patient re.ç >> i tnk were in a lite bit of a slippery slope wi the introduction of a rket, marketing effes in theç medicine. the haggling martplace, the hagglingiscussions and trying to... to ruce costs by market. marketing afcts in medicine generally have a detmental affect f the patients. >> reporter:inally, the dutch seem to ha hit on one area of carehich is a huge driver of costin the unid states: the emergency room. to avoid expens