you need to look at hospitals, medical devices and you need to look at insurae but not just insurance administrative costs. actually malpractice, the amount of tha >> which president obama didn't want to touch obama care. >> because of all his lawyer friends. >> i think this is a great idea on a base level when you're gointo see the family doctor if you can afford out of pocket. but at the end of the day it doesn't get toto the larger issues. hospitals and i think rich will appreciate this, you need to see disruption there. clayton christiansen has put out theories andou need to look at malpractice insurance. >> you talk about exploding costs. anybody who boths to look at their bills beforeheyend them off to insurance companies on these diagnostic tests,the tests are exploding,he office visits are exploding. by the way, this guy actually does house call as well for 200 bucks. >> oh, my god, i want his number. listen, i totally agree with steve and rich carlguard. i've talked tobrain surgeons, doctors s who deliver babies. they routinely say that we've got too much government filler in

okay -- you're covered with great ideas like optional better car replacement from liberty mutual insura your car and we give you the money to buy one a model year newer. learn about it at libertymutual.com. liberty mutual insurance. responsibility. what's your policy? turn over emails in response to congressional or internal investigations, civil lawsuits or public records request because employees assigned to compile such responses would need to know about the accounts to search them. here is what the secretary of human services had to say about that [inaudible] >> madam secretary you can. >> there is no secret email account there is a public email and private email and they are all available. 28,000 emails a month come into the public email. about 400 come into the private email. it's just a management issue. i can't possibly answer or screen all of them and i want peopleo get timely answers. >> bret: okay. back with the panel. what about this? steve? >> that's a nonsense answer. can you create another public email that has a s obvious email handle. that's what members of congress do.

actually, more like insurae for the modern world. thank you! esurance. now backed by allstate.ill: in the impact segment tonight, we have been telling you that there is a shocking amount of vience against teachers by students in the nation's public schools. the national media pretty much ignoring the story, perhaps because the powerful teacher unions don't want americans to know about it. recently abc news exposed a terrible situation at the strawberry mansion high school iiladelphia. >> some ki coming to learn. others on -- this school year there ha been 49 serious incidents like the ones we have filmed. one day boys fist fight. on another day girls attacking each other and the principal is caught in the middle. incidents include attacking teachers. settle fires. it's time for lunch, just before noon. is is the most serious part -- i know that they outnumber me. i don't know if i have another manpower to bring them back. >> watch another fight break out. one girl spit on the other. rues tobreak it up. >> take her out. >> restores order. >> calm down. >> take a deep breath. >>