when iodophor in the most over the age of 65. number three alaska.s in the nation nearly 21%. number two nevada the highest unemployment rate and the largest households as a result 22 percent are uninsured. the least insured is texas they will be likely forced on to the federal exchange. it seems sad coming up your reaction. and the truth how you could be affected even if you have insurance through your employer. don't go way. you really love, what would you do?" ♪ [ woman ] i'd be a writer. [ man ] i'd be a baker. [ woman ] i wanna be a pie maker. [ man ] i wanna be a pilot. [ woman ] i'd be an architect. what if i told you someone could pay you and what if that person were you? ♪ when you think about it, isn't that what retirement should be, paying ourselves to do what we love? ♪ gerri: welcome back to our "users guide to obamacare" we are answering all questions on the insurance exchanges opening today. think you are not affected because you have coverage through your employer? think again our next guest says said government red tape is so tight e