are you thinking of owning real estate inside that ira? >> caller: yeah, buying a condo in a resort area that you can rent out. >> owning an investment property inside an ira really costs you in so many ways, because real estate is best owned in a taxable way, because there are so many tax advantages to owning it. you know, in an ira -- and if you have somebody handle the self-directed aspect of you actually owning actively managed real estate in one, you pay a lot of fees for that. i mean, there is a way for you to diversify into real estate without having to actually own and manage, and that is in your self-directed ira, you can own a real estate mutual fund. if you look at the tax advantages to owning that as a taxable asset, you won't consider any further at all owning that inside an ira. and rodha is with us. how are you? >> caller: very good, clark. how are you? >> wonderful. >> caller: thank you for taking my call. i love your show. >> thank you very much. >> caller: i do have a question. my husband and i are looking at buying a new

and that is, self-directed iras. my wife and i have accumulated a little bit of money in regular iras, not roth. and we've had them in cds and they're not paying much right now. >> the money accumulated, is it money that you're going to need to live on in the next ten years, 20 years, or never? >> we want to live off the income from the ira. >> starting how soon? >> caller: well we're starting to eat into the principal right now because of the low interest rate. we're looking at these self-directed iras, that supposedly you can put real estate in them. >> that is something that -- just freaks me out. >> caller: they are scary. >> what are you thinking of doing in terms of real estate? are you thinking of owning real estate inside that ira? >> buying a condo in a resort area, the kind that you can rent out. >> owning an investment property inside an ira really costs you in so many ways, because real estate is best owned in a taxable way. because there are so many tax advantages to owning it. you know, in an ira -- and

and you take money out year by year from your ira penalty-free, but you pay the tax.so you would have money that you can then invest in a tax-able account however you want. spend as you wish, whatever. but you're never subject to penalty, as long as you do the actuarial method properly each year. it would be a method of hedging. because you take some of your money and you'd move it over. or another alternative is you know next year, if you can afford to pay the tax next year, you are allowed to migrate all of your ira money, regardless of income, into a roth account. pay the tax, but no penalty. and then that money will never be taxed again. as i think of the alternatives, that would be the best thing of all. is just wait until the calendar turns to 2010. and then make that switch and you don't have any tax problems to consider. >>> next on "clark howard" -- >> my financial situation is i've managed to save some money and put some money away in the bank. but it's just sitting there. >> caller: i can't bring myself to buy a new car. >> you said the word -- lease. >> ca

anyone can do a roth ira conversion, which means transitioning funds from an ira into a roth.come limits on it, but for 2010 anyone can do it. >> what is the benefit on both sides for making the conversion. >> you get long-term tax-free growth. right now they're tax deferred. when you pull the money out you pay taxes on it. in a roth, you leave it in there in five years and any money you pull out at any point in time it's tax-free after 59.5. >> do the new tax laws, is it because of what is going on financially. is somebody giving us a break? >> no. we knew this was coming. it's a one-year deal. so you can do conversions after that, but you have to meet income limits so there are big limitations. >> o we're talking about people with traditional 401k plans looking to put their money somewhere else? who are we talking about? >> anybody with an existing ira and or possibly a 401k plan, whether you're allowed to do an inservice distribution. so it covers a wide variety of people. anyone with a retirement plan should take a look at it and look at the calculations to see if it works

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. >>> el censo subestimo a los hispanos, y ahora ira a buscar a algunos de ellos cuadra por cuadra. >iuirán 120 millones de custionarios. pero hay otros retos, un grupo evangelico, encabezado por miguel rivero, piden que no se inscriban hasta que no sean legalizados. >>> los indocumentados también inscribirse, por r a ser reportados. >>> la presión del gobierno para verificar la documentación de te la legalización. >>> no hay injusticia, y es un buen lugar donde nosotros nos sentimos comodos. >>> pero la reforma migratoria no llegó a tiempo para casi 1600 empleados que tuvieron que ser despedidos. >>> la situación está critica, porque varias familias se van a quedar sin el sustento. >>> los despidos son realizados tras llegah@ una auditoria. >>> entendemos que esta administración quiere ser más eficaz, el problema es que tenemos una leyde inmigración injusta. >>> la prioridad del gobierno federal las compañías que están explotando al trabajar. >>> y un oficial de ice dijo que son una de las más poderosas herramntas para que las empresas cumplan con las leyes. pero estas auditorias tam

>> caller: we want to live off the iras. >> how soon?ecause of the interest rates. we're looking at these self-directed iras that you can supposedly put real estate in them. >> that is something that just freaks me out. >> caller: they are scary. >> what are you thinking of doing in terms of real estate? are you thinking of owning real estate inside that ira? >> caller: yeah, buy a condo in a resort area that you can rent out. >> owning real estate inside an ira really costs you in so many ways because real estate is best owned in a taxable way because there are so many tax advantages to owning it. you know in an ira, and if you have somebody handle the self-directed aspect of you actually owning actively-managed real estate in one, you pay a lot of fees for that. i mean there is a way for you to diversify into real estate without having to actually own and manage and that is in your self-directed ira, you can own a real estate mutual fund. if you look at the tax advantages to owning that as a taxable asset you won't consider any further

. >> rose: ira? >>ç afghan pple, excuse me.states see to have forgotten aut the war in afanistan and areow waking up to it. in afghanistan they neve forgot about it they s the soldiers come, they saw them n doing ver much. >> rose: andso go deeper in rms of the hostility towards americans. >> there is not open htility. americans cod walk around kabu and. i walk around kabul and ha no problem. gog shopping and the's not hostility, you don't seerage in people eyes. there's a feeling that you didn't do anythin what's your point of being here? in th south an among the pashtun populion, that's... and guess you could ll the hard line air glass the south and east, yes, there's aeal nse of anger becaus that's a war zone. many people there have bn caught up actively inheç conflict. in kul there's ju a sense of "ion't know what you'reoing herei don't know why you're still here after eight years. you didn't dany of the things youromised. u're a liar more than anç occupier." >> re: are they prepared to accept the tiban returning to power

there's also a management fee involved in the roth ira you're doing. but you do want to do both. because it gives you the double opportunity to save. i think it's great. now why am i so hot on the roth 401(k) versus the traditional 401(k)? simple -- you know what, you have a regular 401(k), you put the money in, when you go to spend it in retirement, you have much less money than you thought you have. because so much of it gets shaved away by taxes. you do the roth 401(k), a dollar in there is a dollar you get to spend in retirement. essentially, it means when you retire, you have about 40% more money that you can spend than you thought you did. >> next on clark howard -- >> you said you want me to direct you to a legitimate place to buy gold. which means you already know how many snakes there are in the grass who are out there pretending to sell gold, or selling gold but ripping you off when you go to buy it. >>> as you probably have figured out by now, i am a very opinionated guy and it's all about you taking control of your wallet. if you go to cnn.com/clarkhoward i've got a v

i currently have a roth ira through my employer, and my husband and i each have one through the bank. i don't feel i need two because of the fees. i'm being charged a fee from the bank and then i'm being charged a fee through my employer. it's not a large amount of money, but i just think that it's money i can use to save and contribute to one roth instead of two. my question is, do i really need two roths? >> carmen, i love what you've got. it's a special kind of roth that more and more people will have over the next few years as a choice in a 401(k) plan. you can stay in the traditional 401(k) or make the decision you did and go into the roth 401(k). they are wonderful because you put in after tax dollars that will grow tax-free through the years and they will never be taxed again. plus you are still eligible for whatever employer match your employer chooses to make. that goes in pretax dollars and that portion will be taxed. yeah, there is a fee embedded in a 401(k) plan and a management fee involved in the roth ira you are doing. you do want to do both because it gives you the dou

time for another check of the weather with ira. are you? it's awfully noisy because we have the nicest people on the plaza. the baby show is a two day event. tomorrow is international pickle day. and on monday night, the vikings are taking on the green bay packers. lovely people here. we'll talk a bit about our weather. rain is still anticipated for the eastern part of the nation although we're seeing patches of blue sky and sunshine here in manhattan. thunderstorms in the south. a lot of sunshine in america's middle. and rain moves in to to the pacific northwest. ññ >>> and that's your latest weather on a saturday. >>> this morning up next here, the david letterman scandal, why do so many powerful men risk it all? a sigh. >> caller: guest has some interesting answers. you're watch willing "the early show" right here on cbs. some people don't like added sugar in their juice. so say hello to ocean spray 100% juice. and goodbye to added sugar. i thought we weren't adding any sugar. oh. okay, nobody use these cranberries over here. so

esta vez el censo se operarÁ, irÁ a buscar a los separos cuadra por cuadra. >> en marzo distribuirÁncriban hasta que no le garanticen que serÁn legalizados. >> cualquier esfuerzo de animar a alguien que no sea pasando un censo, es irresponsable. los indocumentados tambiÉn temen inscribirse y ser reportados a las autoridades algo que es prohibido por ley. >> las cÁmaras captan una nueva protesta. ahÍ tiene usted las imÁgenes. con nueve meses de retraso, un famoso piloto logrÓ realizar un vuelo que habÍa tenido que rrumpil volv unionultimaattkdryhokpdrñfwkh@ desborda la imaginaciÓn. de los residentes de chicago. ver a su ciudad convertida en la sede de las olimpiadas del 2016. meta que disputan cuatro ciudades en el mundo y ha llevado al propio presidente norteamericano a interceder para operarla. el comitÉ dice que toda la infraestructura se realizarÁ con fondos privados. >> no van a haber impuestos que van a ir ahÍ. es algo que va a ser privado. la comunidad va a poder ver. digo que es parte, cuando era hablado con las comunidades. ellos hablan de que es fabuloso ser parte de algo t

y esta señora ira a un lugar donde está su hijo más pequeño. >>> nunca más tuve un amanecer que no seaor algo tan asurdo, de una for brutal. >>> nos comunicamos con el distrito escolar de miami para rimer r una comunicación, y nos dijo que no ofrece comentarios en o (m-fasuntos de posibles li. >>> gracias por esa información, y le presentamos el admirable acto de un bodeguero tras rescatar a un niño, y desde nueva york tenemos las impactantes imágenes. >>> desafiando lah@tipwpjlbvkpáa hizo irresistible la propuesta de matrimonio que le hizo a su novia. y nos dijo que cuando era chico perdió a su padre en un incendio. >>> gracias, y si quiere ver más imágenes tiene que entrar a univisión.com. >>> y unos soldados lucharon para salvar a las víctimas del mortal terremoto que dejó más de 700 muertos en indonesia. allí hoy otra replica sembró de nuevo pánico entre los habitantes. >>> y del cielo le llegó la ayuda a un marinero que sufrió problemas de salud, la guardia costera recibió la alerta y lograron rescatarlo. >>> bien, con golpes, insultos y empujones fueron agredidos en un vecindario

he usedo b in the ira, but after ts -- switch fire switched his allegnce to dissident groups, -- they'retrying to wreck the peace process. they do not haveuch support, t they're determined toill. six monthago, they shot dead two offirs and the police ofcer. they have causerioting in north belfast, and last month, thelanted auge land mine on the border. it was discovered before it was exploded. at the situation hasotten worse in northern irend, so as the politics. they are trying to ensur that thassembly does not collap. he has been to bfast to tryo heal the rift betweenhe two largparties. the disreement over when policing a justice powers ould be transferred. some say now and te others as a t yet. >> we're dealing with a life- and-death issue. we're dealing with an sue tt affectevery single citizen in rthern ireland. we have to gett right. >> the pressu is buildinfor a deal by next ek, when the american secretaryf state hillary inton is coming to belfast. northern eland is seen aund the worldas the peace process at is working, andy and large, i is, but recent event show that political st

he used to be in the ira, but after bcts -- switch fire switched his allegiance to dissident groups,-- they're trying to wreck the peace process. they do not have much support, but they're determined to kill. six months ago, they shot dead two officers and the police officer. they have caused rioting in north belfast, and last month, the planted a huge land mine on the border. it was discovered before it was exploded. at the situation has gotten worse in northern ireland, so as the politics. they are trying to ensure that the assembly does not collapse. he has been to belfast to try to heal the rift between the two large parties. the disagreement over when policing and justice powers should be transferred. some say now, and the others as a not yet. >> we're dealing with a life- and-death issue. we're dealing with an issue that affects every single citizen in northern ireland. we have to get it right. >> the pressure is building for a deal by next week, when the american secretary of state hillary clinton is coming to belfast. northern ireland is seen around the world as the peace pro

. >> the talks were held a long way from thworld ofrouble ira's nuclear ambitns could create. the most powerful countries on th planet went into the negotiations wanting evidence before the leaves are ten the mysters that iran is not trying to get nuclear weapons -- before the leaves e offf geneva'trees. president obama kept uthe pressure. >> we are committ to serious and meaningful engement, but we areot interested in talking for the sake ofalking. if iran does not ke steps in the near future to liv up to its obgations, en the uned states will not continue to negotiate indefinely, and we are prepared to move towards increased pressure. >> the meetingneneva for the rstime including america diplomats would tter than expect. the two sidesave madan agreent in pinciple, wch, if implemend, could low the nuclear tenons considerably. iran has enriched enough uranium, many believe, to he the basis for nuclear bomb, but the proposed deawould take most of it to russia and france d return it as fuel, which cannot be made to a weapon. and iran has agreed to let ited nations inspectors and

with respect to ira, strong multileral leadership it's a chance to answer the qstion he asked i the primary campaign, who dyou want answering the phone at tk n -- 2:00 in the morni. unfortunely it rang now. tavis: and your though about the pushck that former vice president dick chey has been delivering agast the admistration about the issue of security and safety and terroris and you know thadrills down awfulldeep. >> first o all, th regard to terrorism generly i dn't see too many operational differences presently withn the administration as conducts military affairin afghanistan and in iraq. i think agan the net test, agaianother test, is what is this president, what i presidt obama's strategic view and at will be -- he sess are the operational needs of the military and what yi -- he goods -- going to dabout afghnistan? what's the lg-term goal there? he saibefore we're not going to allow the taliban to create a safe haen in afghanistan. time will te. secretary politano is contuing to move and do all those things very appropriate to deal withomestic terrorism. the f.b.i.s obviously still fo

>> caller: about a year ago, i was looking at my ira, it was down 50%. i was looking for a way to bring it up quickly. i started investigating dry shipping companies. one that came to me was shipping. it was in november last year. i watched out slide from 1865 and on the first of december, it was 779. i got in. >> that was well done. >> caller: it was. i watched it go up. i tracked that baltic dry index. >> that's what i was going to tell you. the baltic dry index. i think you're safe. it's not my favorite. i got the most recent return for nordic american. it's not dry bulk and it's still the best and on top. yours is not great, but it's okay. ron in georgia. ron. >> caller: yes. cramer, boo-yah, big army boo-yah, retiree. >> let's make money together. what are you thinking? >> caller: a strong position in the department of defense sector. now, they have acquired up front revenue on a quarterly basis. >> i was not happy with the accusation. they knocked it down enough that i wanted to buy it, adobe is a good tech company. it's a remarkable product. it go

now, just on the stand, a pharmacist by the name of ira freeman.warned anna's doctors that she was being given too many drugs and was at risk for pharmaceutical suicide. what did the drugs do to smith? well, take a look at this video her long-time companion, howard k. stern, took. >> this footage is worth money. >> why? what footage? >> this thing you're looking into. >> a camera. >> exactly. >> so does that help prove howard k. stern and psychiatrist clift nah eroshevich and dr. san deere kapoor illegally game anna nicole smith drugs? they have all pleaded not guilty. the buxom model dived an accidental overdose at a florida hotel in 2007. back out to my fabulous panel. and again we have to go back out to kim serafin, senior editor of "in touch weekly." sort it out for us. there's a whole lot going on at this hearing. i understand some fireworks also between larry birkhead and the prosecutors? >> exactly. a lot going on. as you just mentioned, this pharmacist said that anna would be committing pharmaceutical suicide had he filled these prescriptio

nearly 55 million households had a mutual fund account. 45 million households have iras or some form of personal retirement accounts. millions of these households depend on the financial strength and performance of america's energy companies to protect their investment. these numbers show that the energy industry is a critical part for its fiscal health. this data does not do justice to the import rule that affordable, reliable energy plays in our economic growth. the fact is, affordable and reliable energy has a vast multiplier effect that helps every company and every consumer in the american economy. to understand the best policy course for harnessing not hindering the strength of the energy industry, it is important to understand the realities of governing the industry and the energy future we must face together. first and foremost, there is the fundamental fact that global energy demand is set to grow and it is going to grow significantly. the international energy agency along with any other think-tank predicts, the world's total energy demand will be significantly higher about

goodness me, or get it into an ira rollover for them before the 60 days is up.n emergency situation that we kneeled to act on immediately so can you please set that up with the producers? >> listen, everybody. obviously, i'm going to be talking to those people, but i'm going to send out a suze warning here. did we not learn anything from bernie madoff and all these other people that were scam artists? what are you thinking? it's a financial advisor comes to you and says to you i can show you how to do things, avoid taxes, and they're telling you to take money out of a 401k to take all of your money, a mortgage out of a home that you already have paid off to do what with? have you lost your minds? have you not learned anything? oh, my god. you have to learn. these people did not learn. i don't even want to tell you what i think is really going to happen to these people's money. you know, they were 60. they were retired. they earned all these things. don't be surprised if they have to now go back to work, and the financial advisor made a fortune off of them. i am

goal is for ira to profits program is solely for peaceful purposes. president obama called yesterday's talks a step if the right direction. a meeting in geneva included a one-on-one meeting between senior u.s. and iranian delegates. >>> elizabeth smart took the stand for the first time since being kidnapped from her home in utah. the 14-year-old smart vanished and was found living with her captor nine months later. she is now 21 years old and she testified that her captor kept her tied up way cable around her leg and threatened to kill her if she tried to get away and raped her three to four times a day. psychological tests have not been able to prove her alleged kidnapper is mentally capable of standing trial. >>> we are learning more about the death of michael jackson. the l.a. coroner's autopsy report claims jackson was mostly healthy. none of his medical issues contributed to his death. according to the report obtained by the associated press, jackson died from the powerful anesthetic his doctor gave him to sleep. he did have chronically inflamed

and five other nations oped nuclear talks th ira diplomats said iraagreed to open aewly disclosed plant to u.n. inspectors. on newshour.pbs.g, three online-oy features tonight. you can watch r interview with homeland secity secretary napolino about the arrest of a terror suspect in new rk and more. sten to judy woodruff's reporter'sotebook on the clate change panel she moderated this week in califoia. and read a story abouthe economic pluseand minuses for ties chosen to host the olympic games. we'll seyou on-line, and again here tomorrow ening with mark shields and david brooks, amg others. i'm jilehrer. thank u and good night. major fundg for the newshour with jim lehrer is provided : chevron. intel. supporting math and science education for tomoow's innovators. >> and by bnsf railway >> andy wells fargo advisors. together, we'll go farm and withhe ongoing support of these institutions and foundations. and... this proam was made possible by the corporation for public broadcasting. and by contributio to your pbs statn from viewers like you. thank you. captioning sponsored macneil/lehrer

now, just on the stand, a pharmacist by the name of ira friedman.warned ana's doctors that she was being given too many drugs and was at risk for pharmaceutical suicide. what did those drugs do to smith? take a look at this video. her long-time companion, howard k. stern. >> does that help howard k. stern? that he illegally gave anna nicole smith drugs? they have all pleaded not guilty. the model died of an accidental overdose in 2007. back out to my fabulous panel and again, we have to go back to kim, senior editor of "in-touch weekly." sort it out for us. a whole lot going on at this hearing. i understand some fireworks between larry birkhead and the prosecutors? >> exactly. a lot going. as you just mentioned, anna would be xhitding farm suitical sue pd. he was so concerned that he actually consulted an expert, someone he worked with who said that the doctor apparently was out of her league when he saw this list of what was being prescribed to her. and as you mentioned, there are some fireworks, too. larry birkhead said that he felt he was being e

. >> mejor vamos con ira, ellas y que tiene mucho tiempo trabajando en televisiÓn y debe tener capitalctual en los estados unidos en las aspiraciones del pueblo hondureÑo. la congresista prevÉ reunirse con el presidente interino roberto micheletti y con otros altos funcionarios y personas en general aceptadas por la cancelaciÓn de visas estadounidenses. un embargo hipotecario terminÓ de manera trÁgica en phoenix, arizona, por la muerta del hombre que perdiÓ su casa, la vÍctima seguÍa viviendo en la casa pese a que habÍa sido embargada y vendida a otras personas. cuando los nuevos propietarios llegaron a ocupar su vivienda el sujeto empezÓ perseguirlos disparÁndoles con un arma, entrando incluso a la casa de uno de sus vecinos. despuÉs de una hora de negociaciones con la policÍa el hombre ha. el arma a los agentes, les disparÓ y fue entonces cuando ellos respondieron y el cayÓ abatido por las balas de los oficiales. california, una persecuciÓn terminÓ con un incendio cuando un sospechoso de robo condujo su auto por un campo y por las chispas se iniciÓ un incendio. tambiÉn la policÍa de

. >> but to the western border of ira iran, this is iraq over there. can you still look at the map and see as we have all the iran conversations, and we are not having one right now, they find themselves between afghanistan and iraq and a lot of u.s. forces. how is it that you institute that surge, and you have the situation in iraq and don't have that entire region. again, israel just west of iraq for that matter desolve in total responsibility being borne by u.s. military forces -- >> well, if you have what could solve the divide between sunni and kurds, if you have an afghani government, the same rule applies about iranian influence there. those are the two keys to settling down that part of the real estate. the other part of the real estate, it's absolutely critical, and it's helping the pakistani government not to fail and create a situation in which islamist have access to the nuclear weapons. >> thank you so much for your time. a pleasure and nice to see you again. karen staying with us for the balance of the program along with jonathan capehart

year and a half, saw your account values just evaporate right before your eyes and the 401(k)s and iras or whatever. what did so many people do? they did what's called capitulation. where at the worst possible moment, when things were really in the toilet, people said i can't take this anymore, sold out their possessions, and put their money in to ultra safe things. now, the stock market has had a big runup that may be running out of steam. don't know. but people are pushing people back in to stocks after they've already recovered big value. doesn't work. working against yourself. put money in steady as you go. i'm clark howard. for more ways for you to invest wisely, go to cnn.com/clarkhoward. >>> and that's just one tip from clark. you'll get much more good advice by watching clark's show today at noon eastern. >>> and in this struggling economy, clark will help you save more, spend less, and avoid getting ripped off. >>> imagine the terror when a tsunami flooded cars, homes, and buildings in american samoa. we have dramatic new video of the seconds before the water hit. >>> check thi

year and a half, saw your account values just evaporate right before your eyes and your 401(k)s or iras or whatever. so what did some people do? they did what's called capitulation. they sold off their stocks and put them in so-called safe things. but now people are pushing money back into stocks after they've already recovered big value. doesn't work. you're working against yourself. put money in steady as you go. i'm clark howard. for more ways for you to invest wisely, go to cnn.com/clarkhoward. >>> and that's just one tip from clark. you'll get much more good advice by watching clark's show today at noon eastern. and in a struggling economy, clark will help you save more, spend less and avoid getting ripped off. >>> some car wash customers can see what they think is the virgin mary while they wait for service. you won't believe how the image ended up in such an unlikely place. >>> they're giving him the nobel peace prize? >> people all over the world are weighing in on obama winning the prize, but find out why many say he doesn't deserve it. >>> people found what appear to be human

police in suburban atlanta say ira strong lied to them about how he drove into a sinkhole after a day of heavy rain. he claimed the area wasn't properly marked because the orange barrels blocking the sinkhole were too far apart. but a witness who saw the story on tv called police to say he saw strong drive up on a curb and the sidewalk, get around the barrels before the car fell into the sinkhole. strong is now charged with obstruction and tampering with evidence and failure to drive in a single lane. >>> the beverly hills doctor who gave drugs to octo mom has been kicked out of a professional group. they expelled her doctor for several violations. he implanted six embryos. that is more than the national guidelines specify. the doctor has not yet commented. >>> prosecutors in chicago have now dropped the first-degree murder charge against one of the four teenagers accused of this beating of an honor student at that bus stop to death after school last month. 18-year-old eugene bailey has now been released from custody, but still three other teenagers are facing charges in this attack o

ira freedman.rned ana's doctors that she was being given too many drugs and was at risk for pharmaceutical suicide. take a look at this video. her long-time companion, howard k. stern. >> does that help howard k. stern? that he illegally gave anna nicole smith drugs? they died of an accidental overdose in touted 7. back out to my fabulous panel and again, we have to go back to kim, senior editor of in touch weekly. sort it out for us. a whole lot going on at this hearing. i understand some fireworks between larry birkhead and the prosecutors? >> exactly. a lot going. on as you mentioned, anna would be committing pharmaceutical suicide. he was so concerned that he actually consulted an expert, someone he worked with who said that the doctor apparently was out of her league when he saw this list of what was being prescribed to her. and as you mentioned, there are some fireworks, too. larry birkhead said that he felt he was being encouraged to ramp up the testimony to try to curry sympathy about danie

and five other nations hoping they can talk ira into reconsidering its nuclear ambitions. nbc's chief foreign affairs correspondent andrea mitchell is there now. andrea, expectations are so low. what's the best that might come out of these talks? >> reporter: well, frankly, the u.s., ann, say they don't know what to expect, but they do say for the first time that they are willing today to sit down and talk separately, one on one with iran for the first time in decades. that is a big deal. and the u.n. atomic energy chief, mohamed elbaradei now says definitively that what iran has done is illegal, so iran could look for a face-saving way out. they could agree to freeze their program in exchange for buying low-grade enriched uranium from france and russia. that could be a mpromise. so far going in, the u.s. expects iran to bring up a lot of other topics. they, the u.s., want to keep it focused on the nuclear estion. >> interesting story to cover. andrea mitchell, thank you so much. >>> president obama's considering all the options in afghanistan now after a major strategy me