from a financial isspective, $2.6 million, it two $.6 million to much and 180 $59 was not -- sen. toomey: i get that the dollar amounts may not qualify a as material to a bank the size of wells fargo but the reputational damage done to the bank clearly is material. that has been manifested by this huge adverse movement in stock prices. you mention in your testimony, and you state unequivocably that there were no orchestrated efforts or scheme as some have called it, by the company. thousands of people conduct the same kind of fraudulent it is a stretch to believe that everyone of them independently conjured up the idea of how they would commit this fraud. very probable that there was some orchestration that happened at some level? i am not suggesting it was you personally. but doesn't it defy common sense to think there was not some orchestration of this? i do not know how or what motivated or why people did we did fire managers and managers of managers and in the case an area president. is way too many. i do not want to minimize it, but i also want to make sure that we recognize