lawmakers on the issue now there are some issues to unpack here and help me do that i'm joined by jacob coveleski he is with lisc head of educationalist is a block chain application platform jacob good to have you on the program 1st of all why did these jargon odds these payments argonauts master card visa why did they back out of the project i mean i think it's very difficult to know the real reasons behind such choices i think is quite clear about the regulatory issues are coming up now in the u.s. in france and germany plays a key part in lots. i think of the end of the day the instability that facebook's will place in one of the negative sentiment may be over scandals that are going on it's combined with the regulation that's what maybe not a good time to be associated with facebook and such a large projects. there have been countries like france and germany that have voiced opposition to. this whole project they said liberal will not operate in europe or they're skeptical about it at least. these concerns justified i believe so i certainly think so actually i think we're seeing a sort of spl