those guests are james carrick and on the line is ronnie beggs. james, let me kick things off with you the car of the future, am i right or wrong, it's going to be autonomous, shared and electric. or am i missing a vital ingredient >> that's completely correct will people own a car, will be electric or internal combustion. >> do you think people will increasingly buy their own share? will it be shared? does that mean the replacement cycle will increase quite a bit? >> the number of teenagers taking driving lessons has fallen 20%, 30%. a lot of reasons for that, the growth of the sharing car helps that cars are only used about 4% of the time you think about the number of seats used, 1% of the time you have this car that's not being used all day, it makes much more sense for a fleet company to own the car, get a driver to use it multiple times and reduce the fixed cost. >> ronnie, out to you. do you think cars will be a vital part of commuting in the future your company is behind oyster card contactless payment do you think cars will be a part of our