i will be talking to the company's ceo jamie dienl coming up in the program. the markets got off to a sizzling start on the new year. by tuesday the dow reached a five-month high and it continued up later in the week. by thursday the s&p 500 had the best beginning of the year since 2006, mostly on easing worries in europe. the markets fell on friday. retail sales barely rose in deps up 1/10th of a% and less than expected. the disappointing december number was due to heavy discounting in the holiday season. the federal reserve says if the economy continueses to improve the beige book, the study of regional economies showed moderate growth which has been improvingable isly in the manufacturing sector. don't worry you will be able to buy twinkies and wonder bread. hostess brands is declaring bankruptcy. they will continue to operate normally during chapter 11 proceedings. roger ferguson is the former vice chairman of the federal reserve and current ceo of tiaa-cref, leading retire temperature services provider. he says america is facing a retirement crisis and he