i think that the criticism and the fact that jamie don has been so out front in the resistance to theorm of wall street's has really caused him to create a whole sense of defiance against regulators which iseally what has happened. ifou look at the reports that were done on the london whale case, it is clear that heas created a corporate culture wherregulations are not to be followed by the letr and the spit of the law, but to be avoided. i think that is really wt has gone on and why they have gotten -- dennis: by the way, did not see the chart exactly, but there are several other countries. i don't think he -- dennis: and yet, you know, jpmorgan takes its own mey and loses $6 billi which is a pretty good lesson about risk. yet the government comes in on top of that advise them almost a billion dollars more. why fine a bank for losing its own money? what is that? >> obviously it should n be legal you should not be fined for losing money or taking rks >> in this case with the vernment is saying is that jae dimon or his bank was not bein honest with the government. i can tellou, you ask