dick and jane smith met shortly after they moved to the cities. sparks flew. declarations of love or had. rings were exchanged, and vows to follow. and then they begin to search for a home of their own. though he didn't have a college degree, he had recently found work in a high-tech industry. it promised a new age of technology for everyone. the initial public offering a few years back had been the most successful in american history. dick and jane, like the rest of the country, or caught up in petty optimism of this moment, which was called a new era. they have a lot of love, he didn't have so much cash. and so the smiths went to their local bank to see if they could get a mortgage. after a few calculations, the mortgage officer informed them that what they earn -- they couldn't get enough to buy a house. if they got an amortized mortgage to pay back the interest and principal every month. but the mortgage officer told them there was something new. something that makes their dreams come true. something that smart people use all the time. something called a b

dick and jane smith met shirley after they moved to the city. sparks flew, declarations of love were had. rings were exchanged and bows inevitably follow. .. much cash so the states went to their local bank to see if they could get a mortgage and after a few calculations, the mortgage officer told him that once the air and they couldn't get enough to buy a house if they got in and our highest mortgage and paid back the interest and the principle every month. , the mortgage officer told them there was something new that makes their dreams come true, something that smart people use all the time, something called a balloon mortgage, something that let them pay only interest on the mortgage and after two years they could refinance it. now, and let them buy a house immediately and sleep soundly in the knowledge that their household income had nowhere to go but up, just like the value of the house itself. when the time came a few years later to refinance it, he would be there. it wouldn't be a problem. they would just get a new loan and course the ban

dick and jane smith met shirley after they moved to the city. sparks flew, declarations of love were had. rings were exchanged and bows inevitably follow. .. much cash so the states went to their local bank to see if they could get a mortgage and after a few calculations, the mortgage officer told him that once the air and they couldn't get enough to buy a house if they got in and our highest mortgage and paid back the interest and the principle every month. , the mortgage officer told them there was something new that makes their dreams come true, something that smart people use all the time, something called a balloon mortgage, something that let them pay only interest on the mortgage and after two years they could refinance it. now, and let them buy a house immediately and sleep soundly in the knowledge that their household income had nowhere to go but up, just like the value of the house itself. when the time came a few years later to refinance it, he would be there. it wouldn't be a problem. they would just get a new loan and course the ban

jane and i are both proud graduates, she of smith and i of wellesly. we are including many international and domestic partners. i think it's exciting that we are working on these kinds of things together, in addition to all of the raft of difficult problems, both those in the headlines, in the trendlines that we confront every single day. i have to say that film was hilarious. i have a feeling that jane was stage managing every bit of it, but i can't wait to see all my predecessors to thank them for participating. george schultz with his "don't worry, be happy" song, he actually gave me a bear that i keep in my office that has one of these buttons. when you press it, it sings, ♪ don't worry, be happy if it's good enough for george schultz, it's good enough for me. i was pleased to see him sharing that with all of you tonight. think about henry kissinger. with that accent he can say anything and you think it's smart and witty. he and i had some of the most amazing conversations, but i'm never sure i understood everything that was being said. but for me,

jane and i are both proud graduates, she of smith and i of wellesley, and we are including many international and domestic partners. and i think it's exciting that we are working on these kinds of things together in addition to all of the raft of difficult problems, both those in the headlines and in the trendlines that we confront every single day. i have to say, that film was hilarious. and i have a feeling that jane was stage managing every bit of it, but i can't wait to see all my predecessors to thank them for participating. and george shultz, with his don't worry, be happy song - he actually gave me a little bear that i keep in my office that has one of these buttons. when you press it, it sings, "don't worry, be happy." so i mean, i figured if it's good enough for george shultz, it's good enough for me. so i was thrilled to see him sharing that with all of you tonight. and the thing about henry kissinger is, with that accent, he can anything and you'd think it's really smart and witty. [laughter] [laughter] and so he and i have had some of the most amazing conversations, but i'm never

ian smith reveals the truth about men coming up. [ glass clinks ] i just wanted to say a few words. first of all, thank you for the lovely meal janer mache eiffel tower. it's the washington monument. and dad, i'll never forget what you said to me this morning. you said "brian, it's 11:15. get up." so maybe this is just the cake talking but let's celebrate! [ male announcer ] celebrate the little things. buy any kfc 10 pc meal or larger and get a free double chocolate chip cake. on our car insurance. great! at progressive, you can compare rates side by side, so you get the same coverage, often for less. wow! that is huge! [ disco playing ] and this is to remind you that you could save hundreds! yeah, that'll certainly stick with me. we'll take it. go, big money! i mean, go. it's your break, honey. same coverage, more savings. now, that's progressive. call or click today. [ sneezes ] [ male announcer ] you may be an allergy muddler. try zyrtec® for powerful allergy relief. and zyrtec® is different than claritin® because it starts working faster on the first day you take it. zyrtec®. love the air. [ sneezes ] [ female announcer ] wom