will we be calling janet yelland the grinch with a december hike? david is coming back.s to discuss. ai gadgets, the one i have got unplugged in the drawer. won't be able to talk to the smart glasses, but hey! still to come: mobile marketing! we'll hear from the founder of a company looking to capitalise on your smartphone habits. you're with business live from bbc news. kingfisher, which owns diy chains b&q and screwfix, says profits fall this year as it continues its five year recovery plan. sales were up but overall profits were down amid what the companies calling "disruption". andrew walker is in our business newsroom. andrew, loads of different bits of information about kingfisher. it has got its foot within many realms within the diy world? ten different countries and 12 different stores. it is in the process of a five year transformation. despite this, this extensive coverage it has across a number of different european nations, it does not have the kind of integrated buying and it systems, back office staff, which it feels would enable it to first of all offer a

add to that excitement we had janet yelland speaking in cleveland. believe a december rate rise is a given? one of the key jobs of the central bank is to guide expectations about where interest rates are going. the federal reserve says it will raise rates more than the market expects and i think what janet yelland is doing is trying to persuade the market that maybe they need to up their xpations a bit. are you a 140 or 240 club member? i'm not in the club! my nose is pressed against the window! nobody, apart from mike, one of our followers against the window! nobody, apart from mike, one of ourfollowers is in the club! tom will be back. we will talk about that later. the tweets are flooding in, most of them 140 characters. we will talk about that later. building an app that allows you to work out who is behind a building's design, design. yes, we're going to hear from the woman who had the brainchild of that in a moment. yes, you're with business live from bbc news. i have got a real sweet tooth. have you got one? i have one. especially in the morni

everyone looking to janet yelland the chair of the federal reserve giving a speech later. on signatures. since the beginning of time putting your signature on a piece of paper has had the ability to create a legally binding document. then came the internet and with it electronic communication, and paper was regarded an anachronism but how do you make a digital document legally binding? the solution was the e—signature and one of its pioneers was a company called docusign. their software allows more than 300,000 companies and 200 million users in 188 countries send, sign and manage agreements digitally. but what about the legality of signing documents this way? sally bundock started by asking chief executive dan springerjust how legal the process actually is. so, digital signatures in the united states first became legal, it was about 2000 when president clinton was in office and they're legally binding and then each country has different legal structures so there is civil law and common—law, but in the united kingdom there are legal signatures as well. trustworthiness, aut