. >> i am janice edwards and we are on location. and we are talking about the glow foundation.teaches financial literacy. and peter is here. thank you for joining us. >> thank you. >> i gave you a little bit about what's glow does but can you elaborate. >> our mission is to provide financial literacy. so the way that we work as we partner up with different financial institutions, nonprofits and schools and deliver our program over a two- year period. we talk about like what is a banking account to start focusing on financing for college. >> we have a thing today with dreams coming true and if those the the -- the students that treat -- achieve their dreams and we see stories of people who make a lot of but they aren't able to hold onto it. as you are teaching them about financial literacy what are some of the common theme? >> the popular [ indiscernible ] we are starting in a place where a lot of teams are coming from low income families and understanding basic finances. even having a bank account. so what we are teaching them is how do you do a budget, how do you plan out for