libertarian radio host, jason lewis agree, and liberal radio hostal ape -- >> look at all of the trees that died for that prop. >> there are always crooks. if we didn't have collapse in 2008 maybe we would not need fur legislation. >> dodd-frank codified the law we had i place, including steroid, and bailout, if you make loans to low income people, you are predatorial ending, they had no choice, now the government tells them under dodd-frank, you do we what we say, we'll have an orderly liq liidoing, code word for bailout. >> republicans and conservatives and libertarians, less government, less rulation, then government collapsed, and dodd-frank corrects them. >> wait, it was lack of regulation that caused credit bubble. >> the lack of regulation that caused the collapse. >> how. >> how? >> yeah, it was a bubble. >> no one was mining the store. you hadanks doing whatever they wanted to. they could do all these things there was no defining line. >> moral hazard was that cause of this, of that government came in there said, we will ensure all these bad mortgages under fannie and freddie.