actually below yesterday's low as well so typical pattern offá a bitq of sell-off following the jay shetty powell presserregional banks and going to the money centeru■ banks will exacerbate the competition we've already "n■çóseen, and i reallyk that thisÑi is going to lead to this creditt(ñr contraction tha everyone seems to be talking about now because it's real. as balance sleets shrink it will impact how much loans go out"n■e door and thenfá this is also gog to impact net interest margins because banks given this flight% of deposits+■ are takinglp on m liquidity and borrowing that much more and that's getting that much more expensive by the day. so net interest margins will come under pressure and i'm fulling expecting in this april earnings season tox> yeah,Ñi obviously just about every bank will haveçó an incentive to say we're calling in risk. we're getting more liquid. we're kind of hoarding cashxd essentially which is certainly contractionary. what do you do as an investor in terms of iouring out wh