host: we are talking with jayne o'donnell. the impact the health care law is having on medical costs. george, democratic caller. caller: i think the insurance companies are trying to rip people off. you can keep your insurance if you want, as obama said. -- they can get more people to come into the firm. guest: i do not know that insurance companies are dropping people. if the person had a plan that did not meet the criteria of the affordable care act, they put them into another plan. most of those people ended up in a much more expensive plan because they had to cover a lot more. you might at that happy because it would cover maternity care. if you're a 16-year-old couple, they weren't happy --60-year-old company. the insurance companies are still trying to make money. i do not know i would agree with the caller. they are being cautious and are waiting to see how this shapes out and how heart of a hit they're going to take to meet all these provisions. host: walter in north carolina. caller: hi. i had a cook story of what hap

after that jayne o'donnell talks about the affordability of plans of the health care law federal exchangeshan discussion of a plan designed to provide heating assistance to households. mark wolf joins us. we will also take your comments by phone, twitter, and facebook. and tomorrow a discussion about politics with steve phillips. supports democratic candidates. he spoke at the city club in cleveland. here is a preview of his remarks. >> 64% of the population is white. of that 41% are progressive. that means the progressive part is 26%. you add that to the 29% who are youle of color, it gives the new majority in america. been testedd has and proven twice at the national level. what does this mean for u.s. politics going forward? us a mapta has given oft shows the future politics is in the south and the southwest. the new battleground states are the old slaveholding states and the southwest, the land that used to be known as mexico. will throw atrs i you. 19 and 24. voters of color is the threshold by which a white can win an election. all three of the democrats who won the elections lost th