joining us now is jeanenne tornatore to give us a look at some cruise concerns. good morning jeanenne. > >good morning. > >how do you think the industry is doing after all the problems it's faced especially with carnival cruise. > >it's certainly been a high profile year for the cruise industry but what we're seeing is that cruising is as popular as ever. we didn't see any major concerns as far as bookings for cruise lines and right now even with it being the offseason for cruises because it is hurricane season, we're still seeing that cruise ships are having robust bookings and are very popular. i think overall we haven't seen any major issues in terms of effecting the industry overall. > >carnival came out with a new agreement to give passengers refunds. how will that change the industry? > >travel insurance has been around for a long time overall in the travel industry and it's just something that people have to decide whether they want to take advantage of and if that's a game changer for that particular cruise line----i don't know. it's really hard to say at

jeanenne tornatore of the travel website orbitz advises looking at off-peak destinations.untain towns before the ski resorts open. these are where you're going to find some of the best deals of the fall travel season. fall weather can be unpredictable so pack for multiple scenarios. and if headed to a destination in the caribbean that could feel the effects of a late-season storm, consider travel insurance with hurricane coverage. and also remember it's also not too early to be thinking about holiday travel plans. you don't want to wait until mid to late october to book those airfares, because the ideal seats and flights will start to fill up and they're only going to get more expensive. for consumer watch, i'm karin caifa. straight ahead... simon cowell talks about his public life... and his personal one. get behind-the- scenes scoop on the current season of the x- factor... and find out how cowell feels... about becoming a dad. plus... new at 9... pope benedict speaks out about his time... as the head of the catholic church. the denials he issued... in a lengthy letter.