big way and says that you might want to hold your ground a little bit longer joining us now is jeff crumpleman, chief investment strategist at mariner wealth advisers jeff, if i remember correctly, at the beginning of the year, and kudos to you if true, you advised your clients to sort of dial back on equities. you didn't say sell everything, you said, kind of go back to your normal allocation, because we made a boat ton of money over the last three years so, should we -- if they took that advice, they have cash, do they reinvest it in the stock market right now >> you know, i don't think so, brian. i would say, you know, hold your ground and jack fogle once was quoted as saying something like, don't just do something, stand there and that may sound not really an exciting piece of wisdom to give people, but we have been looking for and we have a positive view over the next 12 months on the equity markets we think there are some head fakes out there and we need to see another data point or two on the inflation front, like we've seen over this past week or so it's gone from horrible to terrible,