jeff fineman, he thinks the time isn't right just yet. he wants the fed to stay put maybe until the end of the year at least. gentlemen, welcome. josh, it's not that you think the feds should not raise interest rates, it's just that you think they need a little more data before they do. right? >> yeah, i think we're getting close. the economy made a lot of progress, feel a lot of damage from the great recession. i don't think we're all the way there yet. i think that said we'll probably want to wait a little bit longer to get a little more confirmation that their outlook is holding prudent person. >> what more data do they need? >> a little bit more sign their growth forecasts are coming to pass, that the markets making a little more progress. also, the recent volatility in rising markets and rising global risks is not damaging growth prospects here. >> what about that, david? i know you think they should have raised rates some time ago. we still do in many parts of the world have very fragile economies. >> we'll also have a problem somew