with us, jim caron of morgan stanley, guy lebas have jenny montgomery scott, and margaret patel of wellsgo. earlier this week we heard from the fed chair, and we had a series of central bankers increasingly worried about financial stability, asset prices, and risk it did you take notice of what they said about asset prices? margaret: welcome i think what they really were saying, they are extremely sensitive to upsetting the financial markets. most of the zero rate policy they followed has caused money to flow into financial assets rather than raising the economic growth rate. of course they are very concerned about the reverse happening, lower financial asset prices in the real economy. but the real economy looks pretty good at this point. the real economy looks good, but what interests me engines of risks -- bonds were plunging from investment-grade credit just kind of tough. i.g. spreads, still pretty tight. why was credit performing so well when the rest of the market was experiencing jitters? >> kind of like what we were describing the left segment, yields were in range. at least tha