. >> jessica warns 0% introductory periods don't last forever. >> you don't want to be caught going from>> and look out for transfer fees. credit cards with free rewards can be tempting but they aren't really free. >> any reward is going to be about 1% of what you spend. to get about $100 in rewards, you're going to have to spend $10,000. >> what about credit limits? just because you can spend more with credit doesn't mean it's a good idea. don't spend more than 30% of your overall available credit. maxing out your cards can negatively affect your credit score. >> when you start racking up more of your debt to credit, that ratio is really important for your credit score because it says okay, this person is spending all the way up to their limit. they might not be able to pay it back. >> consider paying more than the minimum payment. if you have a balance of $5,000 and you only pay $100 it's going to take you 22 years to pay that off plus you'll end up paying more than $6,000 in interest alone. don't put off paying your bills. >> the worst thing you can do for your credit and your score,

. >> reporter: jessica anderson warns zero percent introductory periods don't last forever. >> you don'tt to be caught going from zero to 20%. >> reporter: and look out for transfer fees if you decide to switch cards. credit cards with free rewards can be tempting. but they aren't really free. >> it typically, any reward is going to be about 1% of what you spend. so to get about $100 in rewards, you're going to have to spend $10,000. >> reporter: what about credit limits? just because you can spend more with credit doesn't always mean it's a good idea. kiplinger says don't spend more than 30% of your overall available credit. maximuming out your cards could negatively affect your credit score. >> when you start racking up more of your debt to credit debt ratio, it's really important for your credit score, because it says, okay, this person is spending all the way up to their limit. they might not be able to pay it back. >> reporter: when it comes to paying your bill, consider paying more than the minimum payment. if you have a balance of, say, $5,000, with aapr of 14%, and you only pay t

jessica dean. winter storm warnings are in effect for parts of the area. >> let get to meteorologist kathy orr livey? >> after another beautiful day we're talking about a winter storm that is already developed. speed increased and that means the storm will be in and out of the delaware valley, earlier then earlier advertised. take a look at storm an three and show you where center of the low is moving northeast with all that moisture, bringing some rain, some wind, and some heavy snow. winter storm warning in effect in areas highlighted in pink, hazardous travel, that is where we will see heavier amounts. winter weather advisory for philadelphia north and west that includes mercer county, new jersey. here's what we expect mainly snow in the lehigh valley, reading berks county, poconos, rain change to go snow from north to south in the philadelphia area and mainly rain through south jersey, central and southern delaware. future weather shows precipitation from the south in the form of rain by 7:00 a.m. starting a as snow in the poconos and then between 10:00 a.m. and noon changing over to snow, even

a warning about faulty tyree pairs tonight at -- tire repairs tonight. >> i'm jessica dean. >> i'm chrisay. >> have a good night. we'll see you at 11:00 on cbs3 incomwhoa. yeah. it's like thankyoupalooza in here. yeah. this one deposit checking is a big hit. it's like you help people waive a monthly maintenance fee and boom! they love it. i'll say. whoa. you guys both can't be number one bankers. one deposit checking. only from citizens bank. one deposit of any amount each statement period waives the monthly maintenance fee. sso! i can't believe i'm eating bacon and rich creamy cheese before my sister's wedding well it's only 100 calories, so you'll be ready for that dress uh-huh... you don't love the dress? i love my sister... 40 flavors. 100 calories or less. you say avocado old el paso says... zesty chicken and avocado tacos in our stand 'n stuff tortillas . (record scratch) you say stand n' stuff tortillas old el paso says... start somewhere fresh

warning posted for our area. >>> good evening, i'm chris pay. >> i'm jessica dean. team coverage kicks off tonight with meteorologist kathy orr with the latest numbers on the still did he having storm. kathy, what are you seeing right now? >>> right now we're still seeing a lot of moisture moving our way watching the exact track of this low because that will ultimately determine how much rain and how much snow we get out of this. you did mention that winter storm warning in effect for our extreme north and western suburb for the most snow and hazardous travel from late morning on. winter weather advisory in effect for philadelphia it's adjacent suburb to the north and west and mercer county new jersey talking about slushy wet snow in that area. not as great of an impact. for the morning commute in the poconos we'll have snow in the lehigh valley and northwest suburbs. rain changing to snow very quickly. city and suburbs mainly rain the change comes by the noon hour. southeast delaware and coastal new jersey heavy rain and very gusty winds. here's a look what to expe

warning has already been issued tonight. good evening, i'm chris may. >> i'm jessica dean.e have live team three coverage with meteorologist kathy orr and our todd quinones. we'll start with kathy. >> chris and jess, you mentioned the green on the screen. there is a lot of moisture associated with this system. the big question is how much falls as rain and how much falls as snow. now, you can see where we're going to get the majority of the snow where we expect hazardous travel winter storm warning has been supposed in this area of pink in the north and western suburbs through the lehigh valley and poconos. winter weather advisory for philadelphia and adjacent suburbs and mercer county new jersey. talking in this area a slushy coating of snow with temperatures around freezing. for the morning commute in the poconos snow, in the lehigh valley a quick rain change to snow. through philadelphia and suburbs mainly rain but on the verge of changing over to heavy wet snow and through southern delaware and coastal new jersey heavy rain is expected. now, this is a look at future wea

rescues playing out, and the new freeze warnings as >>> and police officers doing this, and your tax dollars paying for it afterward. it's your money. >>> and sarah jessicar, the american treasure she's fighting for tonight. >>> good evenings on this friday

rescues playing out, and the new freeze warnings as >>> and police officers doing this, and your tax dollars paying for it afterward. it's your money. >>> and sarah jessica parker, the american treasure she's fighting for tonight. >>> good evenings on this friday night. more on the frozen nation, and the new storm coming in right behind it. >>> but first, planes tracking cell phone data and locations. authorities saying it's for catching criminals, but are they tracking you, too? pierre thomas leads us off. >> reporter: tonight, new questions about whether the government is scooping up the personal cell phone data from thousands of innocent americans. an investigation by the "wall street journal" uncovering a secret program designed to track down fugitives, suspected killers, rapists, and other criminals. that allows u.s. marshals to pinpoint the location of your phone from the sky, without you knowing it's happening. here's how it works. the marshals launch a small plane carrying a device called a dirtbox, which acts like a mini cell tower. over a populated area, it picks up identifying pings from thousands of phones below, until it finds its suspect. p

warnings as we head into the weekend. >>> and police officers doing this, and your tax dollars paying for it afterward. it's your money. >>> and sarah jessicatreasure she's fighting for tonight.

warn you. >> california sure looks good. >> thank you, jeff. still ahead at 11:00. facebook at work. the new plan for the social network. >> and we have jimmy. >> hey, roz and jessicaveryone in the bay area, benedict coumberbatch is my guet tonight. allison wichllliams from nbc's "peter pan live." and a special performance you don't want to miss. >>> you know how it works. facebook for socializing, linkedin for business. well, facebook wants to change that. the social network is testing out a new version aptly called facebook at work. it hopes to replace e-mails and other office messaging services and really connect people in a business sense. experts say the new version will also make it easier to separate professional posts from personal ones. it's expected to be released in a few months from now. >>> and some news from snapchat. the messaging service is offering people the ability to transfer money free of charge. now, snapchat isn't going to be making any money from these transfers but it hopes to use the credit and debit card data for marketing purposes. snapchat is facing some pressure to make some money from investors who valued it at $10 billion. >> out wit

jessica, back over to you. >>> still to come, the new sexiest man alive is named by people magazine. >>> are you getting rid of the old smart phone? three on your side has a warningu won't believe what was found on dozens of devices that owners believe they had deleted. >>> dog who realizes he can deal with his fears as long as he does it backward, his name is caseo and now an internet superstar, kate. >>> we have had another very cold day for mid-november but changes are on the way this bitter blast won't be around forever, we are talking about a warm up and rain moving back in the forecast after this stretch of sun and cold, i'll have the seven >>> it is holiday season approaching, montgomery county residents. county commissioners dropped off gifts for toys for tots warehouse in horsham today. the marine core, coordinate ago this collection. the organization, says that donations are actually down from last year when toys for tots donated 34,000 toys, to 11,000 children. >>> trending now an unusual dog with an unusual fear, it is working his way around it in an unusual way. and now he he is a you tube hit. caseo is scared to walk through a door way but he backs