somewhat close because no one said let's get rid of social security and i think that is the yen and jiang. i went to work when i was 21-years-old and i am now 78. i still go to work and i collect social security but they still take it away from me. i don't understand that. but if i calculate my social security payments had gone into the stock market not mean making selections but just the average of the market, i would have made 6.9% and real returns over that period of time and now i get about 20,000 year on social security. if i had gone to the other program, i would have had $3.8 million if you amortize it over the rest of my life span, i could take down $305,000 a year as opposed to 20,000. and if the market fell in half i would still have 1.9 million i did have 152,000 year. >> the question i would like to pose to use social security now invests in short-term government bonds that's not risky. i would argue it's very risky. only one issue or the u.s. government some people say are going to go broke and have to default on the debt that's a very risky and no investment adviser would ev