. >> if you're an average guy listening to you, jim, you think the whole system is rigged, these guys have two sets of books, like at the caesarsan exit, how am i supposed to make money on wall street? >> we have been waiting for indictments. we said 6r7k got away with this mortgage crisis. >> i admit it, i've always been pro-pros cougs. i tried to little a job, didn't have the grades. i've got to tell you i think people should feel better and feel things are more honest after this, but not feel more honest after that outrageous see sars thing. >> that's a unique time. the mortgage securitization was the wild west. i followed it closely -- i'm not talking structure, but products all the way up the chain. we have very few prosecutions, we have seen civic cases, of course, but very few real cases. this, a market manipulation. this is shakes peer, because this is one of the most brilliant i have ever read. >> on that know, but ubs shares interesting changes continue ubs still questions how they're paying their people. >> nothing cries for them, by the way, i'm pointing out the changes taking place and the question whether it's a r