the first speaker is jim capretta. jim is with the american enterprise institute and the ethics and public policy center. he's spent a good, long time on the hill and at the office of management and budget and will have some positive things to say about reform. not necessarily the current one. tim jost is the robert willett family professor of law at washington university, and tim actually is well known for writing virtually on a daily basis blogs in the health affairs web site explaining the incredible details of the latest incomprehensible regulations that hhs puts out. ideally, we won't get that deep into it today, but who knows? and then mark pauly is the a professor at the wharton school at the university of pennsylvania. mark is well known to aei audiences and has written many papers for us, and we're looking forward to what he has to say. with that, let's start with jim. >> well, good morning. this is a great time to sort of take a snapshot at what's going on with the health care law. i think i would agree, thoug