jim o'neill we love your perspective, your vintage as you call it, jim, thank you so much -- >> that's a polite way of being old. >> i'm right there with you, friend it's been easy to make money the last ten or so years, it's going to be a lot harder thank you so much, jim o'neill. >>> when we come back, a deeper dive into president biden's comments on russia, ukraine and vladimir putin helima croft is here to way in >>> and then laying out the bull case for fuel of electric cars, lit lithium, and why prices may be going up, up, up futures are up we're glad you're up we're back right after this. and how teenagers are ready to absorb the money conversation. ♪♪ i am daniel dibiasio, managing director, morgan stanley wealth management. a great way to start with a high schooler is to start with something simple and achievable, yet dynamic. could be making a purchase, like a pair of sneakers or a sweater. saving to have a few dollars for a future purchase. or how much money do you think you spent this week? and starting with some actual facts. so it's an exercise i think to be engaged toget