director of the manhattan institute's center for medical progress, and our friend, cnbc contributor jim pethokoukis of the american enterprise institute. two-hour waits to get confirmation. reports of people who really needed some help, chest pains and things like that, couldn't even wait that long and they had to walk out. what's going on here? how frequent is this going to be? >> well, look, back in october the insurance companies and the government admitting they had a 25% error rate with the files that the government was sending over from the botched website. the administration says it got it down to 10%. that's still hundreds of thousands of people who may not have gotten accurate information to their insurers. the insurers have not been able to confirm their enrollment. so these people are showing up at hospitals or doctor's offices and saying look, i'm enrolled but nobody can verify that yet. >> jimmy p., what's your take on that? and you know, doctors and hospitals are trying to be helpful but it's not easy. i mean, the government, white house is asking them, jimmy, to finance all these mis