nickel and dime in people to death so of course he's going to adapt you know speaking of adapting jim rickards who has been on the show many times and he's very anti big queen and he has always said that queen is horrible as well but he has also tweeted i saw that when he was over in china. we chat and hourly pay sort of apps are the way for to the future that these will be the future of fin tech not be a coin but i think the way the u.s. works is we have we control the our banks j.p. morgan bank of america goldman sachs they control the global financial system because we are the empire so there were no real legacy systems in asia or india or latin america to stand in the way of innovation so was ever was ever possible that we chat are now they pay could enter the likes of those the equivalent. so the equivalent would be a or facebook or amazon coming up with their own app as a payment system as as advanced as well they haven't china well j.p. morgan would never allow that wells fargo would never allow that these banks would never allow that to happen in the u.s. which is why if. you know most