against that backdrop, analyst jim sinegal says now is a good time to buy select financial stocks: j.p. morgan, wells fargo and u.s. bancorp. >> we think that if you stick to high quality names, at current prices, current earnings, and most of their capital problems behind them, we think they are one of the best sectors in terms of investment opportunities. >> reporter: but burt white of l.p.l. financial warns it's too risky to buy any bank stocks now. >> we think that there are way too many questions and just not enough answers, between housing and foreclosures and the euro crisis and regulatory reform. plus, just some of the simple negatives like a flat yield curve and zero interest rates, so they can't earn money on money market reserves. >> reporter: those concerns have weighed on stocks in the sector. the b.k.x. index of bank stocks has fallen nearly 20% from its high back in february. and if you are thinking of buying financial stocks for their dividends, think again. in their heyday in 2007, the group yielded 3.3%. now they pay out just 1.8%, the lowest of any industry group in