you've got loyal people, which i understand from jim sinegal means you don't have to train like everybodyause people come and go. you have 90% renewal rates for cards. what is this for the whole panoply? >> all i can say is you do the right thing for your consumer, try to do the right thing for your employee. our view has always been if you do the right thing for your member, you do the right thing for your employee, you do the right thing for your supplier, the shareholders are going to be rewarded. so just kind of do the right thing and things have a way of working out. >> and your comparable store sale, people were first disappointed at the beginning of october. 5%. turned out you had the strongest. does that say something about the state of retail in this country? >> well, i think one of the reasons, we would have actually, if you look at it from a merchandise standpoint, we were slightly stronger with deflation of gas that's caused our comp business to come down a little bit, and also when you look at the international exchange rates, it's caused our u.s. sales in terms of dollars to