you know for instance jimmy duggan who's the head of j.p. morgan chase just recently said you know what all of these measures they're trying to take of basel to make us increase our capital there. i know you're right edward we have that we have that full screen can we bring it up a little read a quote straight from the article he said it in an interview with financial times he said i'm very close to thinking the united states shouldn't be in battle anymore i would not have agreed to rules that are blatantly anti-american our regulators should go there and say if it's not in the interest of the united states we're not doing it are these regulations not in the interest of the united states to have capital requirements it's positive for j.p. morgan chase and it's positive for america if the world cup was it may be over the short term it's negative because there are leads will take a hit and they won't they will have the sort of capital so you're saying the banks are just trying to preserve their interests and interest of making more money exact