let's get thoughts from joe duran, ceo of united capital financial advisers. joe, between the actual numbers and as between as opposed to what ceos may say about the future, which has the greater potential to shake the markets over the next three weeks, the numbers or the words? >> by far the words. i think what you'll find is people really don't care about what's been because it's been and care a lot about what will be. and the stock market is a gauge of the future. so absolutely what they say about the future is going to drive what happens for the next month or so. >> joe, tell us a little bit about these two big sectors we'll hear from this week, the financials, citigroup and jpmorgan, technology, intel is just one of them. what are they going to tell us about the health of the sectors and the health of the u.s. economy? >> i think what they're going to tell you, two things. one, are they going to use all of the new macro things that have been happening from ebola to prices and the collapsing dollar as an excuse to prepare people for bad news. that's the one

well, with the exception of my venerable co-coast, the world's best golfer with joe duran, i'm sure. oil prices here and try to settle out whether this is going to take some wind out of the u.s. economy or ultimately the holiday gift here for the consumer. >> well, i think it's a holiday bift gauze like a reduction in taxes. however, our economy is really shifted to an oil producing economy and going to have offsetting impact that won't be as positive, so and where does the money go matters most. apple getting all of that free money, 600 bucks a year to save, it quoewon't be as spread out a think. >> you're watching something. how much are you watching oil and the $80 a barrel level? >> there's a perception of a weaker oil is negative but i have to tell you. i think it's much more of a supply side issue than a demand side. i don't think it's weak demand at all. you said it. the other guests said it. the u.s. is a major oil producer. it's a boom for certainly the u.s. consumer as well as in my opinion for global consumers. i'm looking for cheaper oil to benefit in the long term. >> an