century was talking about a public bank was in the wake of the great recession and, uh, supervisor john avalos, who who's also uh ah, deserving of thanks. initially started this conversation. um around then. and it seems like every time since then something goes bad with wall street were like, why don't we have a public think and you know, i couldn't agree more obviously with the silicon valley bank. we saw that, um the failure there threw up a lot of questions for how affordable housing products are going to move forward in the city. um as supervisor dean preston has said. you know? so it's a matter of not why or or even yes, but really when, when? in san francisco, going to realize and hopefully it's this year. um that a public bank is obviously not the panacea. it's not the silver bullet. it has to be a huge part of a real paradigm shift around. what our what we prioritize and where we put our money where our mouth is, um, whether that's bonds or public bank or actual funding and grants. the city already does a ton of lending. and as we saw from the recent audit, you know there's still ques