john buckingham, chief investment officer at al frank asset management, welcome back. >> thank you. >> given where we see the market, i guess the question is why value? and i know you like dividends. >> right, it's interesting. where interest rates are, i think that dividends are extremely attractive. i know people are worried about the fed raising rates. if you look at market history the 17 previous fed liftoffs we've had value stocks and dividend-paying stocks have ton really well. value stocks averaging 14% a year over the following one, two, three, five years. so i think it's a mistake to fear the fed. especially when rates would rise because the economy is improving. and of course the economy improving helps corporate profits. >> and higher rates many people believe will help financial stocks and one of your first choices is bb and t corps, a financial and one of the best run of the bunch. >> right. i really think it's a quality name. they've been making acquisitions during the nuclear winter, if you will, for the last six, seven years in the banking space. here you get a dividen