and john calamos, who was on about 40 minutes ago, nailed it, and the same conversation i had with steve liesman two years ago. if rates were higher, it would actually be a good thing. look at capital is a commodity. if you manage that commodity, you're going to have dislocations. small businesses, banks, put a little vig into the equation, and it would create a positive dynamic. but, no, greg ip is an expert on the fed. but the fed cannot be an expert at managing this giant mouse trap. and anybody that thinks that it can -- >> your facts, rick, first of all, have not just started. we've been dealing with this for years right now. we know how many people are on unemployment. how many people are on welfare. we know what the numbers are. >> you can talk about the dow at 30,000! in the end, unemployed people and people in europe who can't get their money out are going to drown out your optimism on printing presses! >> whoa! you're going to tell me if you can't get your deposits out of a cyprus bank, that that's going to bring down the dow jones industrial average! give me a break! that's no