today we have john felmy, chief economist at api and who will talk to us about kind of energy. john won't do forecasting energy prices, but he will talk about the energy situation is looking and what we are seeing in terms of more exploration energies, supplies, a huge sector in the us economy and one of has made a focal point of our growth strategy going forward. so it will be very interesting to hear from john. will also hear from frank nothaft was a chief economist at freddie mac, and frank is an expert. i've known frank for -- i was held on, because he looks much younger than i do, but it's a long, long, long time, and he is an expert in the housing market and i think that's one of, if not bright spots at least brighter spots in the economy today. and then finally we'll have bob costello was the chief economist at ata. in this economy we build stuff that would put on trucks and we move it around. so if you're trying to keep track of the trucks you can also keep track of the economy and bob does an amazing job of that. i'm happy they all agree to be here this morning. when yo