john goodman. in the private sector, you know, and you were largely responsible for this and in many ways as a result, as a result of your work in congress many years promoting relentlessly the idea of a health savings account so people could take make money, could take make tax free contributions to build up an account where can use that money for routine medical services and protect themselves against unforeseen health concerns. once, as we have millions of americans today in employment based health insurance who have health savings accounts, but we don't have it in for senior citizens, can't senior citizens have a health savings account? okay. is something that a lot of people understand. the health savings account for, non seniors is the best savings there is. it's better than an ira, it's better than a four and k. and the reason it's better is because during your working years you can save and at the time reach 65 and enroll in. you can use your your medical savings health savings account depo