joining me now to discuss what this means for his witness is brooke, ceo of john hancock.'s life financial and one of the largest life insurance -- insurers here in the u.s. now, longevity insurance. life insurance. what is the difference? is that a better way of saying it so we think about living longer instead of dying? >> thanks, john. yes. for the longest time our industry -- hundreds of years, would issue coverage on people and say i hope you live a long and healthy life because that's a good thing for us and good for you too. for those who don't know, we make money and a simple way. you pay as premiums, we invest those premiums. the longer you do that and the longer we make money. it occurred to us that it is profoundly odd that we never tried to help our customers live a longer, healthier life. several years ago we introduced a new program called john hancock vitality and we actively partner with our customers now providing with education tools and incentives and rewards, discounts goodies and things, taking steps to live a longer, healthier life promoting their own

john hancock signed his commission.enly to this as designate nicholas as the first commandant ofbut that's not becs did not bestow that title on the commandant until 1798, during a quasi war against france, after the american revolution. nicholas was a 31 year old philadelphia native. he was born a quaker and his father died when he was seven years old. he attended the academy of philadelphia. became the future university of pennsylvania. and graduated at a of 16, after which he became a merchant and owner of contest omega wagon tavern in downtown philadelphia. starting a trend of marines being affiliated with alcohol that remained strong this day. and any of you marines out there know what i'm talking about. all right. but nicholas, would honorably serve as a senior marine. the war from 15 thro the first s became the first marine recruiter. following the noterom pastor mccarty, congress energized the marine committee. now increase to five members by ed in john from new york and stephen hopkin from rhode island. recogni

i remember very how to sign john hancock's name. this was like that was my lesson plan.y mother and father flew to flags on the two poles of our front porch, the american flag and the betsy ross american flag as the two flags, though, that would now be considered to be a macro aggression. in fact, it was actually, i think, in the last year or two, a sneaker company used the betsy ross flag as a symbol. i think it was nike used it and it turned out that was no longer acceptable to use the betsy ross flag as a symbol, the original symbol of america. we've always had divisions, even in 1776 and in 1976. this country has had divisions. but those divisions have been in widely shared belief that this nation, that this place to which many, of course, most, if not all of our forebears emigrated somewhere, then living memory was a place worthy of our admiration a w loyalty and even of our love. not unconditional, not without criticism. no one who's been married for any amount of tim's that love, e deepest love comes with a capacity. indeed, a true love comes with the capacity of

and in this remarkable trial of phyllisofessor gates calls it, presided none other than john hancock,of the where these of boston, they examine her remotely on her classical learning. and she passes the test, and they gravely assert that she has written her nmsthen she becomesn international celebrity. and she goes to london and she meets royaltyan opera -- the oprah winfrey of her day. she sends them to george washington, who acknowledges her genius, and says he is extremely grateful to be the beneficiary of them. she comes back voluntarily to the u.s. on the promise that she will be freed, because the somerset of food -- decision would have allowed her to stay in britain and be free. is freed. and she publishes a second volume, and then dies in freedom. is one founder who receives her genius less hospitable he then george washinon, and that is thomas jefferson. in a shocking passage in his notes on the state of virginia, he compares wheatley with roman poets who were enslaved, and says that wheatley's poetry is beneath contempt. essentially that no black people poetry because black

book and you will devour it, lovingly, and cherish it and drive to a book signing where i will john hancocku what dana perino is really like. the democratic coalition is in shambles after 100,000 liberals in michigan voted against biden last week. thousandth and thousands continue to vote uncommitted. nearly 30% of democrats in minnesota voted for someone besides joe. twenty% of democrats in massachusetts voted against biden. almost 100,000 democrats in north carolina, key swing state, did not pick the president. hillary wondered, are democrats worried? >> i think the entire country is deeply concerned about what is taking place in gaza. the american people have to come together and say to the president, the republicans in congress, we are not going to let that happen. >> to think president biden should be worried about november? >> look, if you are talking about michigan, we are a purple state. we have to roll up our sleeves and do our jobs and get the votes. i think there's a very stark choice in november. >> jesse: adam could not even enjoy his victory party last night, he was shouted do

. >> let's bring in emily rowland of john hancock investment and our commentator mike santilli. good to have you with us. you've been listening to the conversation. some people are trying to figure out if there is in fact a trend change in this market. how do you assess everything? >> first of all, you have to see the brake to know if it is going to have effects. you can't anticipate in advance and say this will cause the entire market to breakdown. i'm reminded of i was using the phase -- raise immaculate rotation. in 2013. 2013 was this kind of market where we broke towards a new high and it felt like we were ahead in general. every time it sort of started to falter, something else did pick up and it showed that there was a willingness to keep equity exposures high to maintain your risk levels in the market. just let things cool off and then reheat as needed. i'm not saying that we have this perfect rerun. that was a melt up year in general. but the start to this year feels and looks a lot 2017, 2013, 1995 were you did have a rally that was already running into the year and th

joining me co-chief chief investment officer for john hancock investment management, emily roland.he show. can we pick up on this conversation because i do believe it will be a political hot potato but i worry about the knee-jerk, browbeat the buying agent who does not make 6%, right? that 70% of them are women and soccer moms. is there in your mind, is there elegant solution in your mind to this where there could be broader participation? >> by the way i found out i could make $60,000 a year being a soccer mom. i might switch over to that. that was really good information. charles: depends on the position you play. >> right, right. it is really remarkable to see the u.s. housing market is now the least affordable in american history. the fact we haven't seen housing prices really even budge in the face of the fed just going from the easiest to the tightest monetary policy in four decades, 1months in the housing market hasn't even flinched. supply remains an issue. we have very limited inventory. charles: right. >> i don't know any better cocktail part conversation about below 4% m