exception of the newest members of the senate committee, virtually every member i enjoyed working with john isaacs and on tax provisions and housing starts and the like from a good man to work with an accord to working with you on this as well senator sanders. >> thank you mr. chairman and like everybody else on this committee we all wish senator kennedy at the very best, we miss him and we appreciate the ricky is done for so many years and no evidence senator dodd, we hope that he is back. >> i hope he is back. >> i know you would, and we all want him back. i think we all agree on mr. chairman, i think most of the americans understand that our current health care system is disintegrating and that is the word adduce but today we have about 46 million americans who have no health insurance and very importantly we don't talk about this and we have even more who are underinsured and the importance this is not good enough to say everybody has insurance, you have to ask what is the quality of insurance, how meaningful is it? is a $10,000 or $5,000 deduction? for the war in the midst of this disintegrat