gerri: pastor john mcarthur from the grace community church will be our special guest. the irs scandal over targeting conservatives blown wide open, the irs now under investigation for criminal misconduct. >> so when the chairman asks the important question is there potentially criminal activity here your answer was -- >> there is potential criminal activity. gerri: also, it's the lawsuit that has pet owners talking. purina sued over claims its dog food is a killer. >>> and electric cars just became an even worse deal for consumers. we'll tell you why. all that and more coming up on the willis report where consumers are our business. ♪ ♪ gerri: the push to increase credit card security in the u.s. taking a lot longer than expected with mass credit card hackings at high levels, the industry has an october deadline to get microchip-enabled credit cards into the hands of all consumers. but new data today suggests that companies are not on track to meet that deadline. joining me now to discuss this and more is our power panel, credit expert john alz heymer, peter morici and