this would not have been possible without the early and relentless leadership of tom miller and john suthers. i have come to call them friends and partners through this. and i recognize the remarkable work of their colleagues as well. but i need to single them ou i tom miller to the podium, to say thank you for their remarkable, remarkable work. many of the things that we need to do to help homeowners going forward will require congressional action. i think we have on this stage an example of what can be done when we put country ahead of party. but we also as president obama has said, we cannot wait for that action. and this announcement today shows that we can do big things in this country across partisan lines and restore faith in the ability of our institutions to help families that need it most. so, tom, thank you. congratulations. john, thank >> this settlement is about how many owners. homeowners? distress. people in our nd help as much as anybody else. and that's what we have focused on and that's what this settlement does. as outlined by the attorney general and hud secretary, there

this would not have impossible without to the early and relentless leadership of tom miller and john suthers. i recognize the remarkable work of their colleagues as well. i need to single them out as a welcome tom miller to say thank you for their remarkable work. many of the things need to do to help homeowners going forward will require congressional action. i think we have on this stage an example of what can be done when we put the country ahead of party. we also cannot wait for that action. this announcement today shows that we can do big things in this country across partisan lines and restore faith in the ability of our institutions to help families that need it most. tom, thank you. congratulations. john, thank you. >> this settlement is about homeowners. the homeowners in distressed, people in our country that need help as much as anybody else. that is what we have focused on. that is what the settlement does. as outlined by the attorney general and hud secretary, there are a number of things that help homeowners a lot. one aspect is the servicing stance. comprehensive servicing sta