time now for the business of date with jojo. that's right time to get the latest of the world of business everyone welcome russia's two largest banks holding their annual shareholder meetings on friday and spare bank we should be are discussing a wide range of issues including dividends and the election of new board of directors arches reports from headquarters. to banks are holding their annual shareholder meetings and there's a lot to talk about the spare bank will be relaxing its c.e.o. grooming graph for another four year term the supervisor borders on the current radical changes one third of the seats will be taken up by new people will there be less government officials and more independent directors who will also be discussing their private isolation plans which include a share buyback program and also we're just hearing that the sperm bank is planning to become the top seller of credit cards this year oh so that's marcy t.b.'s concert there but this does multibillion dollar deals with bag of moscow as well as a potential